I-EB-5 IiVisa zoTyalo-mali zase-US: Ngubani ofanelekileyo? . Ngokutyala imali ukuqala ishishini elitsha eMelika eliqeshe abasebenzi abalishumi, unokulungela ukufumana ikhadi eliluhlaza laseMelika.
Njengamazwe amaninzi, I-United States ibonelela ngeendlela zokungena kubantu abazizityebi abaza kutofa imali kuqoqosho lwakho . Oku kwaziwa njengokukhetha umsebenzi wesihlanu, okanye EB-5 , i-visa yokufudukela kwelinye ilizwe, evumela abantu ukuba bafumane ukuhlala isigxina ngokukhawuleza emva kokungena eUnited States.
Nangona kunjalo, abafaki-zicelo bekhadi eliluhlaza elisekwe kutyalo-mali akufuneki batyale kuphela isixa esikhulu kwishishini lase-US, kodwa kufuneka badlale indima ebonakalayo kwishishini (nangona kungekho mfuneko yokuba balilawule).
Isixa esiza kutyalomali, bekuyiminyaka, phakathi $ 500,000 kunye ne- $ 1 yezigidi (ngesixa esisezantsi esisebenza kuphela xa utyala imali emaphandleni okanye kwiindawo ezinentswela-ngqesho ephezulu). Nangona kunjalo, ukusukela nge-21 kaNovemba ngo-2019, ezona mfuno zisezantsi zotyalo-mali ziphakanyisiwe, ukuya phakathi kwe- $ 900,000 kunye ne- $ 1.8 yezigidi. Ukongeza, ezi zixa-mali ngoku ziya kuhlengahlengiswa ukunyuka kwamaxabiso rhoqo emva kweminyaka emihlanu.
Olunye utshintsho kukuba oorhulumente bakarhulumente abasayi kuphinda bavunyelwe ukuba bathi ziphi iindawo ezithile zezoqoqosho. Endaweni yoko, oku kuyakuphathwa liSebe lezoKhuseleko lwaseKhaya ( I-DHS ).
Amakhadi aluhlaza abatyali mali anqunyelwe kwinani, ukuya 10,000 ngonyaka , kunye namakhadi aluhlaza abatyali mali abavela kulo naliphi na ilizwe nawo anciphile.
Ukuba ngaphezulu kwe-10,000 yabantu bafaka isicelo ngonyaka, okanye inani elikhulu labantu abavela kwilizwe lakho basebenza ngaloo nyaka, ungafakwa kuluhlu lokulinda ngokusekwe kumhla ophambili (umhla wokungenisa inxenye yokuqala yesicelo sakho).
Uninzi lwabafakizicelo akufuneki bakhathazeke ngokubekwa kuluhlu lokulinda - kude kube ngoku, umda we-10,000 awukaze ufikelelwe. Nangona kunjalo, kwiminyaka yakutshanje, Ibango le-visa ze-EB-5 ezivela e-China, Vietnam nase India wenze uluhlu lokulinda kwaba batyalomali. Abantu abavela kwamanye amazwe okwangoku (ngo-2019) akufuneki balinde.
Fumana igqwetha lale visa! Ukuba unako ukubhatala ikhadi eliluhlaza elisekwe kutyalo-mali, unokufikelela kwiinkonzo zegqwetha eliphezulu labokufika. Udidi lwe-EB-5 lelinye lawona macandelo anzima ukuseka ukufaneleka, kwaye yeyona nto ibiza kakhulu. Kufanelekile ukuhlawulela iingcebiso zomthetho ngaphambi kokuba uthathe nawaphi na amanyathelo aphambili okufaka isicelo sale visa.
Ukuba uzama iapp kanye nje kwaye yengozi, inokwenzakalisa amathuba akho okuphumelela kwixa elizayo. Kwakhona, kuba kulindeleke ukuba wenze utyalomali kuqala kwaye ufake isicelo sekhadi eliluhlaza kamva, ungaphulukana nemali eninzi.
Izinto eziluncedo kunye nokungalunganga kwikhadi eliluhlaza le-EB-5
Nazi ezinye izibonelelo kunye nokusikelwa umda kwekhadi eliluhlaza elisekwe kutyalo-mali:
- Amakhadi aluhlaza we-EB-5 ekuqaleni anemiqathango kuphela, okt ayaphelelwa kwiminyaka emibini. Unokufumana ikhadi eliluhlaza elinemiqathango elibonisa ukuba inkampani otyala imali kuyo iya kuba nakho ukuqesha inani elifunekayo labasebenzi. Icebo lelokuba ishishini liyenze ngaphakathi kweminyaka emibini. Ukuba awukwenzi oko, okanye ukuba awugcini ukufaneleka kwakho ngenye indlela, ikhadi lakho eliluhlaza liyakucinywa.
- I-USCIS ukwala ezinye izicelo ezikolu luhlu. Oku kubangelwe kukunqongophala kweemfuno zokufaneleka kwaye ngokuyinxenye ngenxa yembali yecandelo lobuqhetseba kunye nokusetyenziswa gwenxa. Amanye amagqwetha acebisa abathengi bawo ukuba basebenzise ubutyebi babo ukuze bangene kwelinye inqanaba elinethuba elikhulu lokuphumelela. Umzekelo, ngokutyala imali kwinkampani engaphandle kwe-US ene-subsidiary e-US, umntu lowo angakulungela ukufudukela kwelinye ilizwe njengomphathi olawulayo okanye othumelayo (umsebenzi ophambili, kudidi I-EB-1 ).
- Logama unemali yokutyala kwaye ungabonisa ukuba ukwinkqubo yokutyala imali kwishishini elenzelwa inzuzo, awudingi kuba noqeqesho oluthile okanye amava eshishini ngokwakho.
- Unokukhetha ukutyala imali yakho kwishishini naphina e-US, kodwa de ube ufumana ikhadi eliluhlaza elingagungqiyo kwaye elingenamda, kuya kufuneka ugcine utyalo-mali lwakho kwaye uhlale ubandakanyeka kwinkampani otyalomali kuyo.
- Emva kokuba ufumane ikhadi lakho eliluhlaza elingenamiqathango, unokusebenzela enye inkampani okanye ungasebenzi kwaphela.
- Ngokwenyani, kuya kufuneka uhlale e-US, awunakho ukusebenzisa ikhadi eliluhlaza ukusebenza kunye neenjongo zokuhamba kuphela.
- Umlingane wakho kunye nabantwana abangatshatanga abangaphantsi kweminyaka engama-21 banokufumana iimeko ezithile kunye namakhadi aluhlaza asisigxina njengamalungu osapho ahamba nawo.
- Njengawo onke amakhadi aluhlaza, elakho linokususwa ukuba ulisebenzisa gwenxa. Umzekelo, ukuba uhlala ngaphandle kwe-US ixesha elide, wenza ulwaphulo-mthetho, okanye usilele ukunika ingxelo yenguqu kwidilesi yabasemagunyeni, unokugxothwa. Nangona kunjalo, ukuba ugcina ikhadi lakho eliluhlaza kangangeminyaka emihlanu kwaye uhlala e-United States ngokuqhubekayo ngelo xesha (ubala iminyaka yakho emibini njengomhlali onemiqathango), unokufaka isicelo sokuba ngummi wase-US.
Ngaba ukulungele ukufumana ikhadi eliluhlaza ngokutyala imali?
Kukho iindlela ezimbini ezahlukeneyo zokufumana i-visa ye-EB-5.
Uninzi lwabantu lutyala imali kwiziko lengingqi, elingumbutho oqhuba ishishini elidala imisebenzi. Oku kunomdla kubatyali mali abaninzi kuba akufuneki benze ishishini labo, kwaye inani ledola elifunekayo lotyalo mali lihlala lingaphantsi ($ 900,000 ukusukela ngo-Novemba ka-2019).
Amaziko emimandla akhethwe kwaye avunywa yi-United States Citizenship and Immigration Services (USCIS), kwaye ayamiselwa ukuhlangabezana neemfuno ze-USCIS zemiqathango yokuqala ye-visa ye-EB-5. Nangona kunjalo, abatyali mali kufuneka balumke xa bekhetha iziko lengingqi elinokuthi lifezekise isithembiso salo sokuhlangabezana neemfuno zeUSCIS zokufumana ikhadi eliluhlaza elingenamiqathango, ayingabo bonke abanokuyenza.
Enye inkxalabo kukuba nangona amaziko engingqi eyindlela eceliwe kakhulu yokufaka isicelo se-EB-5, le nkqubo ayisiyonxalenye esisigxina yomthetho wase-US wokufuduka. ICongress kufuneka isebenze rhoqo ukuyandisa.
Unokufumana i-visa ye-EB-5 ngokutyala ngqo kwishishini lakho. Kuya kufuneka utyale ubuncinci i- $ 1.8 yezigidi (ukusukela nge-21 kaNovemba ka-2019) ukwenza ishishini elitsha eMelika okanye ukulungisa ngokutsha okanye ukwandisa esele likho.
Apho kufuneka ivele khona imali yotyalo-mali
Imali iyonke kufuneka ivele kuwe; Awunakho ukwabelana notyalo-mali nabanye abantu kwaye ulindele ukuba omnye wenu afumane amakhadi aluhlaza. I-USCIS izakujonga ukuba uyithathe phi imali, ukuqinisekisa ukuba ivela kumthombo osemthethweni. Kuya kufuneka unikeze ubungqina, njengomvuzo, utyalo-mali, ukuthengiswa kweeasethi, izipho, okanye ilifa elifunyenwe ngokusemthethweni.
Nangona kunjalo, utyalomali akufuneki lwenziwe ngemali ezinkozo kuphela. Ukulingana kwemali, njengezatifikethi zedipozithi, iimali mboleko kunye neenowuthsi zokuthembisa, zingabalwa ziphelele.
Unakho nexabiso laso nasiphi na isixhobo, uluhlu lwempahla, okanye enye into ebonakalayo oyifaka kwishishini. Kuya kufuneka wenze utyalomali olulinganayo (ubunini besitokhwe) kwaye kufuneka ubeke utyalo-mali lwakho emngciphekweni wokuphulukana nenxalenye okanye ilahleko xa ishishini lihamba kakubi. (Jonga imimiselo yomanyano I-8 CFR § 204.6 (e)) .
Unokusebenzisa imali ebolekiweyo kutyalo-mali, ukuba nje uhlala unoxanduva lobuqu kwimeko yokungaphumeleli (ukungahlawuli okanye olunye ulwaphulo lwemigaqo yemali mboleko). I-USCIS ikwafuna ukuba imali mboleko ikhuselwe ngokwaneleyo (hayi ngeempahla zeshishini elithengwayo), kodwa emva kwesigqibo senkundla se2019 esibiziweyo UZhang v. I-USCIS , le mfuno ingasuswa.
Iimfuneko ngokubhekisele kubasebenzi beShishini lakho eMelika
Ishishini olityala kulo kufuneka ekugqibeleni liqeshe abasebenzi abalishumi abasisigxina (kungabalwa iikontraki ezizimeleyo), ivelise inkonzo okanye imveliso, kwaye izuze uqoqosho lwaseMelika.
Umsebenzi osisigxina uthetha okungenani iiyure ezingama-35 zenkonzo ngeveki. Uncedo lokutyala imali kwiziko lengingqi kukuba unokuthembela kwimisebenzi engathanga ngqo eyenziwe ziinkampani ezisebenzela ezona shishini ziphambili, njengoko kubonisiwe ziimodeli zoqoqosho.
Umtyalomali, iqabane kunye nabantwana abanakubalwa phakathi kwabaqeshwa abalishumi. Nangona kunjalo, amanye amalungu osapho anokubalwa. Bonke abasebenzi abalishumi akanyanzelekanga ukuba babe ngabemi base-US, kodwa kufuneka babe ngaphezulu kwe-visa (engekho-yokufika) yase-US okwethutyana. kubalwa kufikelela kwishumi elifunekayo.
Isidingo sokuba umtyalomali athathe inxaxheba ebonakalayo kwishishini
Kubalulekile ukuba uqaphele ukuba ngekhe ukwazi ukuthumela imali, hlala phantsi ulinde ikhadi lakho eliluhlaza. Umtyalomali kufuneka abandakanyeke ngokukuko kwinkampani, nokuba kukwindima yolawulo okanye yokwenza imigaqo-nkqubo. Utyalomali oludlulayo, njengokucingelwa komhlaba, ngokwesiqhelo akulungelanga ukufumana ikhadi eliluhlaza le-EB-5.
Ngethamsanqa, i-USCIS ithathela ingqalelo abatyali mali kwiziko lengingqi elisekwe njengentsebenziswano encinci (njengoko uninzi lunjalo) ukuba babandakanyeke ngokwaneleyo kulawulo ngenxa yotyalo-mali lwabo.
Imfuneko yeshishini elitsha
Ukuba ufuna i-visa ye-EB-5 ngotyalomali ngqo, kufuneka utyalomali lwenziwe kwinkampani entsha yeshishini. Unokwenza ishishini eliyintsusa, uthenge ishishini elasekwa emva kwe-29 kaNovemba ka-1990, okanye uthenge ishishini ulihlengahlengise okanye ulihlengahlengise ukuze kuqale ishishini elitsha.
Ukuba uthenga ishishini esele likho kwaye uyalandisa, kuya kufuneka ulonyuse inani labasebenzi okanye ixabiso leshishini nge-40% ubuncinci. Kuya kufuneka wenze nolondolozo olupheleleyo olufunekayo, kwaye kuya kufuneka ubonakalise ukuba utyalomali lwakho lwenze okungenani imisebenzi yeshumi ngokusisigxina kubasebenzi baseMelika.
Ukuba uthenga ishishini elinengxaki kwaye ucwangcise ukulithintela lingaphantsi, kuyakufuneka ubonakalise ukuba ishishini belikhona kangangesithuba seminyaka emibini ubuncinci kwaye liphulukene ne-20% yonyaka yenkcitho yenkampani exabisa iinyanga ezingama-24 ngaphambili ekuthengeni. Usafuna ukutyala imali epheleleyo efunekayo, kodwa ukufumana ikhadi eliluhlaza elingenamiqathango, awudingi ukungqina ukuba udale imisebenzi elishumi.
Endaweni yoko, kuyakufuneka ubonise ukuba kangangeminyaka emibini ukusukela kumhla wokuthenga, uqeshe ubuncinci abantu abaninzi njengoko bebeqeshwe ngexesha lotyalo mali.
Iphepha elichazayo ukuba awusenanto oyifunayo:
Ulwazi olukweli phepha luvela kwimithombo emininzi ethembekileyo edweliswe apha. Yenzelwe ukukhokelwa kwaye ihlaziywa rhoqo kangangoko kunokwenzeka. I-Redargentina ayiboneleli ngcebiso kwezomthetho, kwaye akukho zixhobo zethu ekujongwe ukuba zithathwe njengengcebiso yezomthetho.
Umthombo kunye nelungelo lokushicilela: Umthombo wolwazi kunye nabanini be-copyright zezi:
- I-United States Isebe likaRhulumente-i-URL: www.travel.state.gov
Umbonisi / umsebenzisi weli phepha lewebhu kufuneka asebenzise olu lwazi lungentla kuphela njengesikhokelo, kwaye uhlala enxibelelana nemithombo engentla okanye abameli bakarhulumente bomsebenzisi ngolwazi oluninzi olusexesheni ngelo xesha.
Iziqulatho
- Izinto eziluncedo kunye nokungalunganga kwikhadi eliluhlaza le-EB-5
- Ngaba ukulungele ukufumana ikhadi eliluhlaza ngokutyala imali?
- Apho kufuneka ivele khona imali yotyalo-mali
- Iimfuneko ngokubhekisele kubasebenzi beShishini lakho eMelika
- Isidingo sokuba umtyalomali athathe inxaxheba ebonakalayo kwishishini
- Imfuneko yeshishini elitsha