Yimalini ukucoca amazinyo ngaphandle kweinshurensi? . Olu luqikelelo lweendleko lulandelayo ziimpawu zomgangatho ngokubanzi. Uya kudinga ukufumana amaxabiso kubaboneleli bengingqi ngayo nayiphi na inkonzo oyicingayo.
Uphengululo lonyaka okanye kabini ngonyaka
Uvavanyo lwamazinyo lonyaka lubandakanya ukucoca amazinyo kunye nokuhlolwa kwemingxunya, isifo seentsini kunye nezinye iingxaki zomlomo. I-X-ray (iiradiographs) kunye nokunye ukuxilongwa kunokuba yinxalenye yokuqeshwa kunye nokongeza iindleko.
Ugqirha wamazinyo okanye ucoceko unokuxoxa ngemikhwa yempilo yomlomo, enze izindululo malunga notshintsho kwindlela yokuphila okanye iinkqubo zokuthambisa, kwaye aphendule imibuzo yakho [4].
- Ukuqeshwa kwamazinyo kwasekuqaleni (umntu omdala): $ 115- $ 301 +
- Ukuqeshwa kwamazinyo kwabaDala kwabadala: $ 96- $ 250 +
- Ukuqeshwa kwamazinyo kabini ngonyaka kubantwana: $ 80- $ 208 +
Ukucoca amazinyo kunye nemingxunya yokuthintela
Ukucoca amazinyo, ngamanye amaxesha kukwabizwa ngokuba yi-prophylaxis, kubandakanya ukususa i-plaque, i-tartar, kunye namabala emazinyweni, kwaye ihlala isenziwa njengenxalenye yokuhlolwa kwamazinyo ngonyaka okanye kabini.
Unyango lwe-fluoride [9] kunye ne-sealant yamazinyo [10] inokunceda ukulibaziseka ukubola kwamazinyo kwaye ziinkonzo ezongezelelweyo ezinokucetyiswa okanye zenziwe ngexesha lovavanyo lwamazinyo lonyaka.
- Ukucoca amazinyo abantu abadala: $ 63- $ 164 +
- Ukucocwa kwamazinyo abantwana: $ 47- $ 122 +
- Unyango lwe-fluoride: $ 24- $ 63 +
- Ukutywina (izinyo ngalinye): $ 36- $ 95 +
Iinkqubo eziqhelekileyo zokuqonda isifo
IX-reyi zikwabizwa ngokuba zii-X-ray zamazinyo. I-Bitewing luhlobo oluqhelekileyo lwe-X-ray yamazinyo ebonisa izinyo elingezantsi nangaphezulu komgca weentsini kwaye inokunceda ukufumanisa isifo seentsini kunye nemingxunya phakathi kwamazinyo. Ngokwesiqhelo, amaphiko amane okuluma athathwa njengeseti.
- Gcwalisa i-ray-ray (iifilimu ezine): i- $ 44- $ 116 +
- Ukuluma ngokukhethekileyo i-X-ray (iifilimu ezimbini): $ 32- $ 82 +
Nini kwaye kangaphi ofuna iX-reyi ixhomekeke kugqirha wamazinyo, imeko yomlomo wakho, lixesha elingakanani okoko uye kugqirha wamazinyo, kunye neentlobo zezinto onazo.
Funda malunga neendleko zezinye iinkqubo eziqhelekileyo zamazinyo njengokukhupha izinyo kunye nokuzaliswa.
Iimviwo zesiqhelo zamazinyo zibalulekile?
Kutheni uzikhathaza ngonyango oluqhelekileyo lwamazinyo? Awungekhe uye kugqirha wamazinyo xa unentlungu okanye uhlafuna iingxaki? Ngokuqinisekileyo, ungaya kugqirha wamazinyo xa kuvela ingxaki (kwaye abantu abaninzi bayayenza), kodwa iimviwo eziqhelekileyo zamazinyo zilungile ngaphezulu kokufumana nje amazinyo agudileyo, agudileyo.
Uvavanyo lwamazinyo lonyaka okanye olwenziwe kabini ngonyaka lunokunceda ekufumaneni nasekunyangeni imingxunya kunye nesifo seentsini kwangethuba, kuthintele ukuba zingabi yingxaki enkulu kamva kwaye zifuna unyango olungenelelayo nolubiza kakhulu, olufana nemijelo yeengcambu.
Ukongeza, oogqirha bamazinyo bahlala bejonga kungekuphela iintsini namazinyo, kodwa nezihlunu zentloko nentamo, umhlathi, ulwimi, kunye namadlala amathe. Bakhangela amaqhuma, ukudumba, ukujika kombala, kunye nako nakuphi na ukungaqheleki okunokubonisa imeko yezempilo ebaluleke kakhulu njengomhlaza womlomo.
Uvavanyo lwakho lonyaka lunokunceda ekufumaneni imeko yezempilo enganyangekiyo eneempawu zokuqala zokulumkisa ezivela emlonyeni, ezinjenge-rheumatoid arthritis, lupus, kunye neswekile.
Mhlawumbi ngoku uqinisekile ukuba ukhathalelo lwamazinyo kunye nokucoca umbono olungileyo, kodwa awufuni kuya. Iofisi yamazinyo inokuba ngamava othusayo. Ngapha koko, phakathi kwe-9% kunye ne-20% yabantu baseMelika bayakuphepha ukuya kugqirha wamazinyo ngenxa yoxinzelelo okanye uloyiko.
Abanye abantu bade bafumane i-phobia yamazinyo, imeko yezifo ezinokufuna uncedo lwengqondo kunyango.
Ukujongana noxinzelelo kwiofisi yamazinyo
Oogqirha bamazinyo ngokubanzi zezona zinobuhlobo kunye nobubele (nokuba zikhohlakali) ababoneleli ngezempilo phaya. Uninzi lwabantu aloyiki ugqirha wabo wamazinyo (nangona kunjalo, kufuneka batshintshe ababoneleli ngokukhawuleza kwaye bafumane umntu abaziva bekhululekile kuye).
Yintoni eyoyikwa ngabantu ngamava kunye neemvakalelo ezinxulumene neofisi yamazinyo:
- Intlungu
- Ukujova ngeenaliti (ngakumbi emlonyeni)
- Iziphumo ebezingalindelekanga zeanesthesia
- Ndiziva ndingenakuzenzela nto kwaye ndisengozini
- Indawo yobuqu
Ukuthetha nogqirha wakho wamazinyo malunga nayo nayiphi na inkxalabo okanye ukungonwabi ohlangabezana nakho, kwaye uqiniseke ukuba usebenza nomnikezeli othatha izinto ezikuxhalabisayo, yenye yeendlela ezilungileyo zokujongana nalo mbandela. Ugqirha wakho wamazinyo emva koko angenza uhlengahlengiso olunokunceda ukuphucula intuthuzelo yakho kunye nokunciphisa uxinzelelo. [24]
Unokufuna ukuziqhelanisa neendlela zokulawula uxinzelelo ngaphambi okanye ngexesha lokudibana, njengokucamngca, ukwenza imithambo yokuphefumla, ukuskena umzimba, kunye nokuphumla kwezihlunu, okanye imifanekiso ekhokelwayo.
Ngamanye amaxesha ukwazi ukuba ulindele ntoni kutyelelo lwakho kunokunceda ukunciphisa amaxhala ...
Ungazilungiselela njani uViwo oluQhelekileyo lwamazinyo
Ngaphambi kokucwangcisa uvavanyo lwakho, qinisekisa nomboneleli wakho wamazinyo ukuba bayayamkela i-inshurensi yamazinyo okanye isicwangciso sesaphulelo. Ukuba unayo i-inshurensi, uya kuba noxanduva kuphela ekubhataleleni ukutyelelwa iofisi enye ngexesha lokuqeshwa kwakho, kodwa ukuba unayo nayiphi na imibuzo okanye inkxalabo malunga nokuhlawulela iinkonzo, nceda uphonononge ulwazi lwakho lomgaqo-nkqubo okanye utsalele inkampani yakho yeinshurensi.
Ukuba awunayo i-inshurensi, buza ukuba zingakanani iindleko zeemviwo kwaye ukuba kukho nayiphi na imali eyongezelelweyo, iirhafu, okanye iindleko zokuqwalaselwa. (Ngaphandle koqikelelo olunikezwe apha ngasentla, uya kufuna ukufumana olu lwazi kumboneleli omtyelelayo.)
Xa usuku lokuqeshwa kwakho lufika, qiniseka ukuba nekhadi lakho lesazisi ukuba unayo i-inshurensi yamazinyo, indlela yokuhlawula isabelo sakho seendleko zolo suku, kunye nalo naliphi na elinye iphepha elifunwa yiofisi yakho yamazinyo.
Qiniseka ukuba uyazi ukuba ungaya njani kwiofisi yakho yamazinyo, iya kuba njani imeko yokupaka xa ufika, kwaye uzivumele ixesha elininzi. Ukufika emva kwexesha kunye nokuba nexhala malunga nokuba upake phi zixinzelelo ezinokuthi zithintelwe.
Nantsi into onokuyilindela ngexesha lovavanyo lwamazinyo oluqhelekileyo. Ugqirha wamazinyo okanye ucoceko uya:
Buza malunga naziphi na iinkxalabo zempilo yomlomo onazo , hlaziya iirekhodi zakho nakweyiphi na imeko yempilo okanye amayeza owathathayo (njengoko ezinye zinokuba nefuthe kwimpilo yomlomo), kwaye ubonisane nawe malunga nokuxukuxa okufanelekileyo, ukubetha irosi kunye nokuziphatha okucocekileyo ngomlomo.
Vavanya umlomo neentsini zakho ukuvavanya impilo yakho iyonke , kubandakanya ukuhlolwa komhlaza womlomo. Oku kuhlala kubandakanya ukubetheka kancinci emlonyeni, ngeenxa zonke kulwimi, nasekujikelezeni intamo nasemhlathini.
Vavanya umngcipheko wokubola kwamazinyo kunye nentsini okanye isifo samathambo , mhlawumbi wenze olunye uxilongo njengokulunywa okanye ukubonakala kwamazinyo, kwaye ubone ukuba zeziphi ezinye iinkonzo ezinokufuneka (njengokugcwalisa, imijelo yeengcambu, ii-orthodontics, njl.).
Yenza ukucoca , Ukupolisha kunye ne-flossing ukususa amabala kunye nokufakwa kwamazinyo, kunye nokuvavanya isidingo sonyango lwe-fluoride.
Yiba nomonde ozinikeleyo
Ukuba ugqirha wamazinyo ucebisa ukuba wenze iinkonzo ezongezelelweyo ngexesha lokuhlolwa kwakho kwesiqhelo okungazange kuxoxwe ngaphambili (umzekelo, i-X-ray okanye unyango lwe-fluoride), kuya kufuneka uthethe, kuba kusenokubakho iindleko ezongezelelweyo ezichaphazelekayo.
Buza imibuzo ukuze uqonde ukuba kutheni iinkonzo zicetyiswa, uqinisekisa iindleko, kwaye uyazi ukuba ungala ezinye iinkonzo ezongezelelweyo ukuba uzifuna nangasiphi na isizathu.
Oko kwathethi, kunokwenza ingqiqo yezemali ukwenza iinkonzo ezongezelelweyo ngelixa ulapho. Ukuba ukhetha ukuzenza ngexesha lokulandela, uya kuhlawula umrhumo owongezelelweyo woviwo kunye necollayment (ukuba unayo i-inshurensi), ukongeza ekuthabatheni ixesha kwimini yakho ukutyelela ugqirha wamazinyo kwakhona.
Inokunceda njani i-inshurensi yamazinyo?
Izicwangciso zamazinyo ziyilelwe ukugxininisa ukhathalelo lothintelo (njengokucoca amazinyo), egubungela iipesenti ezili-100 zexabiso leenkonzo ezithile zokukhusela (ukutyelelwa kweeofisi ngokubanzi kusasebenza).
Ukongeza kwiimviwo zamazinyo zaminyaka le, ukucoca amazinyo kunye nokuluma i-X-ray, ezinye iinkqubo zokhathalelo ezinje ngonyango lwe-fluoride [27] kunye nesitywina samazinyo kumaqela athile anokuba yi-100% egutyungelwe yimigaqo-nkqubo yamazinyo.
Ngaba loo nto iyenza i-inshurensi yamazinyo ibe lishishini elilungileyo? Kuyaxhomekeka.
Njengoko sele kukhankanyiwe apha ngasentla, uninzi lweenkonzo zokukhusela amazinyo ziyafikeleleka, ngakumbi ukuba iintsini namazinyo akho akwimo entle kwaye awudingi kuxilongwa okanye iinkonzo zokulandelela.
Ukuba kuvela ukuba ufuna iinkonzo zokunyanga iingxaki ezibonisa kuvavanyo lwamazinyo lonyaka, kulapho iindleko zinokuqala ukongeza kunye neinshurensi yamazinyo inokunceda.
Umzekelo, ukuzaliswa kwentsimbi yomphezulu omnye kunokuxabisa phakathi kwe- $ 92 kunye ne- $ 242 okanye nangaphezulu; kunye nokukhutshwa kwamazinyo okuqhelekileyo ukusuka kwi- $ 112 ukuya kwi- $ 294 okanye nangaphezulu. Fumanisa ukuba zingakanani ezinye iinkqubo eziqhelekileyo zamazinyo ezibiza iindleko.
Imigaqo-nkqubo yeinshurensi yamazinyo ihlala igubungela ezi ntlobo zeenkonzo ezisisiseko ngama-70-80%, oko kuthetha ukuba uhlawula phakathi kwe-30 kunye ne-40% yeendleko emva kokuba uhlawule imali exhuzuliweyo.
Kuba imali yomntu wonke kunye nempilo yomlomo yahlukile, nguwe wedwa owaziyo ukuba ngaba i-inshurensi yamazinyo yinto elungileyo kuwe okanye kusapho lwakho.
Kubaluleke ngakumbi kubantu abadala ukuba babe neinshurensi yamazinyo njengoko bethanda ukuba neengxaki ezingakumbi ngamazinyo abo nangeentsini, nasebantwaneni ukuba baqale ngemikhwa elungileyo yempilo yomlomo kwaye bazive bekhululekile kwiofisi yamazinyo.
Funda kabanzi malunga nendlela i-inshurensi yamazinyo esebenza ngayo kwaye ubone ukuba kufanelekile na kuwe.
Ungayifumana phi i-inshurensi yamazinyo?
Amaxesha ngamaxesha, abantu abaneinshurensi yamazinyo bafumana ukhuseleko kumqeshi wabo. Ukuba izibonelelo zamazinyo azifumaneki kuwe ngomsebenzi wakho, uya kuba nakho ukuthenga umgaqo-nkqubo ngamnye (uninzi lwabafakizicelo banokulungela i-inshurensi yamazinyo).
Imigaqo-nkqubo nganye (yeyakho okanye yosapho lwakho) inokuthengwa ngokuthe ngqo kwinkampani yeinshurensi unyaka wonke, okanye ngoMthetho woKhathalelo olufikelelekayo (ACA) ngexesha lokungena kubhaliso oluvulekileyo lonyaka xa ubhalisa kwisicwangciso sezempilo se-ACA. Khumbula, i-ACA ifuna izicwangciso zonyango ukubonelela ngezibonelelo zabantwana kubantwana abangaphantsi kweminyaka eyi-18, nangona kunjalo akukho mfuneko kubantu abadala.
I-Medicare ayigubungeli ukucoca amazinyo
Ukuba utshintsho oluphezulu ukusuka kwizibonelelo ezisekwe emsebenzini uye kwiMedicare, kungafuneka ubhalisele umgaqo-nkqubo wabucala wamazinyo ukunceda ukucoca amazinyo kunye nokuhlolwa konyaka, njengoko iMedicare ingabandakanyi ukhathalelo lwamazinyo oluqhelekileyo [33].
Olunye ukhetho lokuhlawula ukucoca amazinyo ngaphandle kweinshurensi
I-inshurensi yamazinyo ayisiyiyo kuphela indlela yokufikelela kwiingxowa-mali okanye kwiirhafu ezincitshisiweyo zeenkonzo zokhathalelo. Unokuphinda ujonge iindlela ezingezizo ze-inshurensi zokunceda ukuhlawulela ukhathalelo lwamazinyo, njengokucoca amazinyo.
HSA: Ukuba uneakhawunti yokonga impilo (HSA), ungazisebenzisa ezo mali kwiinkonzo zamazinyo, kodwa jonga kwi-IRS ukuqinisekisa ukuba usebenzisa imali ngokuchanekileyo.
Izikolo zamazinyo okanye iikliniki: Ezi meko zihlala zisisiseko sendleko kwisikali esityibilikayo. Kwimeko yesikolo samazinyo, inkqubo yenziwa ngumfundi wamazinyo obekwe esweni ngugqirha wamazinyo onamava kwaye onelayisensi.
Isicwangciso sesaphulelo samazinyo: Ezi ayizizo izicwangciso zeinshurensi. Ngesicwangciso sesaphulelo, xa ufumana iinkonzo zamazinyo, uhlawula umboneleli wakho ngesaphulelo semali ngenkonzo ngokuthe ngqo, kunokuba umboneleli wakho angenise ibango leenkonzo kwinkampani yeinshurensi kwaye abuyiselwe bona.
Ikhadi letyala: Ungasebenzisa ngokubanzi ikhadi lokuthenga ngetyala kwiofisi yamazinyo. Kwaye ukuba likhadi eliphantsi okanye elingenamdla, kunokuba sengqiqweni kuwe ukuzihlawulela ngokwakho ukuhlawula amazinyo njengokucoca amazinyo kwikhadi letyala kwaye uyihlawule ngokuhamba kwexesha.
Khumbula, ukuba ukhathazekile malunga nokufuna iinkonzo ezongezelelweyo njengokuzaliswa, kulapho i-inshurensi yamazinyo inokunceda khona.
Izalathiso:
- Awunakho ukuhlawula ugqirha wamazinyo? AWUKHO wedwa. (Sep. 2017). Cbsnews.com. Ukufunyanwa kwe-22 kaJanuwari 2020, ukusuka https://www.cbsnews.com/news/cant-afford-the-dentist-youre-not-alone/
- Ukuphelisa uloyiko lwamazinyo kubantu abadala. IWebMD. Ukufunyanwa kwe-23 kaJanuwari 2020, ukusuka https://www.webmd.com/oral-health/easing-dental-fear-adults#1
- Awunakho ukuhlawula ugqirha wamazinyo? AWUKHO wedwa. (Sep. 2017). Cbsnews.com. Ukufunyanwa kwe-22 kaJanuwari 2020, ukusuka https://www.cbsnews.com/news/cant-afford-the-dentist-youre-not-alone/
- Uvavanyo lwamazinyo. (Ngomhla wama-2019). Mayoclinic.org. Ukufunyanwa kwe-22 kaJanuwari 2020, ukusuka https://www.mayoclinic.org/tests-procedures/dental-exam-for-children/about/pac-20393728
- Ukuqeshwa kwamazinyo kwasekuqaleni kwabantu abadala kwiZip Code 81230). Ukhathalelo lwempilo iBluebook. Ukufunyanwa kwe-22 kaJanuwari 2020,
Iziqulatho
- Uphengululo lonyaka okanye kabini ngonyaka
- Ukucoca amazinyo kunye nemingxunya yokuthintela
- Iinkqubo eziqhelekileyo zokuqonda isifo
- Iimviwo zesiqhelo zamazinyo zibalulekile?
- Ukujongana noxinzelelo kwiofisi yamazinyo
- Ungazilungiselela njani uViwo oluQhelekileyo lwamazinyo
- Yiba nomonde ozinikeleyo
- Inokunceda njani i-inshurensi yamazinyo?
- Ungayifumana phi i-inshurensi yamazinyo?
- I-Medicare ayigubungeli ukucoca amazinyo
- Olunye ukhetho lokuhlawula ukucoca amazinyo ngaphandle kweinshurensi