Isihloko sokuhlangula sinokubhaliswa ngokusemthethweni

Isihloko sokuhlangula sinokubhaliswa ngokusemthethweni? Emva kwengozi enkulu, akusoloko kunokwenzeka ukubuyisela imoto apho inokuqhutywa khona kwakhona. Ukongeza kumonakalo womzimba kwisithuthi, kuya kufuneka ujongane nesihloko sokuhlangula.

Imoto ethathiweyo yeyenkampani yeinshurensi emisele ukuba ilahleko iyonke, oko kuthetha ukuba kuyakubiza imali eninzi ukuyilungisa kunexabiso lemoto (iifomula ziyahluka ngorhulumente). Iba yingxaki ukuba ufuna ukuthengisa isithuthi okanye ukusisebenzisa kwakhona.¹

Nje ukuba inkampani yeinshurensi ijonge isithuthi njengelahleko iyonke, isihloko sayo siyakuba njalo kumakishwa njengokuhlangula (yiyo loo nto ixesha isihloko salvage ).

Yintoni enokwenziwa ngesithuthi esindisa ubomi?

Kwindawo ezininzi, awunakho ukuqhuba imoto enesihloko salvage endleleni okanye ufumane i-inshurensi yayo, kwaye kunzima ukufumana inkampani ekulungeleyo ukuqinisekisa okanye ukufumana imali yokuthenga nemoto enesalvage. Uninzi lweevenkile ezihloniphekileyo zikwathintela ukwamkela imoto yokuhlangula njengorhwebo.

Ke umbuzo ngulo, ungasicima njani isihloko sentlawulelo? Kwaye, enyanisweni, awungekhe. Kodwa ayisiyonto ilula kangako.

Imidlalo yamagama esihloko

Ngaphambi kokuba siqale, kubalulekile ukuba uqaphele ukuba ukuzama ukufihla imbali yemoto ngenye indlela ngaphandle ngokupheleleyo ngokwencwadi kwimeko yakho ethile yinto eyaziwayo ebizwa ngokuba yeyokuhlamba iimpahla ngesihloko.²

Imigaqo yelayisensi yemoto ilizwe ngalinye Bahlukile, kwaye kuya kufuneka usoloko ujonga imeko zobume bakho obukhethekileyo kunye nemithetho yokubizwa ngaphambi kokujonga imoto enesihloko esithi salvage.

Nangona kunjalo, imigaqo iyafana kakhulu kwimimandla emininzi. Ngokubanzi, xa isihloko senqwelo-mafutha silinganisiwe salvage, ayisokuze iphinde ifane. Kwindawo ezininzi, nangona kunjalo, isihloko sinokuthiywa ngokutsha ukwakhiwa ngokutsha kwakhona (okanye kwezinye iindawo ibuyiselwe okanye ndawonye). Ewe, kunjalo, kuya kufuna ukuba ulungise isithuthi kwaye usithumele kwiSebe leZithuthi (i-DMV) ukuze livavanywe. Ukuba isinemfu siyadlula, i-DMV iya kuthiya igama elitsha njenge yakhiwe kwakhona .^{3. 4}

Ke, ngandlela thile, isihloko se-salvage sisusiwe, kodwa kuphela kubuchwephesha. Nabani na owaziyo malunga nezihloko zezithuthi (kunye neenkonzo zokunika ingxelo ngembali yemoto) uyakubona igama liphinda lakhiwe kwaye azi ukuba lithetha ukuba ngaphambili laliphawulwe njenge-salvage. Oko kubandakanya, ngendlela, zonke iinkampani zeinshurensi kunye nabaphi na abathengi abanolwazi. Ukuba yinto enkulu leyo kuwe, kuya kufuneka utsiba umdlalo wolondolozo.

Amanyathelo okwakha kwakhona isihloko se-salvage

Nalu ushwankathelo lwamanyathelo oya kuthi uwalandele ukususa isihloko sokubuyisela.

1. Thenga isithuthi

Oku kunokuba okanye kungabi lula njengoko kuvakala. Amanye amazwe aya kuvumela kuphela abakhi abanelayisensi ukuba bathenge okanye babe nemoto enesalvage. Ukuba kunjalo kwimeko yakho, uya kuba nakho ukuba neyakho isithuthi nje ukuba silungisiwe kwaye sidlulile kwinkqubo yokuhlola kunye nerebranding.⁵

2. Lungisa isithuthi

Qiniseka ukuba uyayazi into oyenzayo okanye unomatshini oqinisekisiweyo owaziyo ukulungisa isithuthi. Qiniseka ukuba ugcina onke amaxwebhu esithuthi sakho kwaye uthathe iifoto ezininzi ngaphambi nangexesha lokulungisa.

3. Fumana uhlolo

Fumana kwaye ugcwalise iifom eziyimfuneko ezivela kwi-DMV ukuze imoto ihlolwe. Kulapho onke amaphepha kunye neefoto ziya kudlala khona. Eyona nto inokwenzeka, i-DMV iya kufuna ukuba ungenise i-bill yakho yentengiso, isihloko se-salvage, iifoto kunye namanye amaxwebhu njengenxalenye yenkqubo. Nje ukuba uphathe uxwebhu, cwangcisa uhlolo kwaye imoto yakho ihlolwe.⁶

Khumbula, awukwazi ukuqhuba ngokusemthethweni isithuthi kwindawo yokuhlola, kuya kufuneka uyitsale apho.

Nje ukuba uvavanyo ludlule (kwaye uhlawule umrhumo wokuhlola), umhloli angabeka isitikha kwisithuthi esibonisa ukuba sidlulile.⁷

Ngenisa amaxwebhu okugqibela

Inyathelo lakho elilandelayo liya kuba kukufaka isicelo setayitile phantsi kwegama elitsha, eliya kufuna ukugcwalisa ezinye iifom kwaye uhlawule imali eninzi. Kuya kufuneka emva koko ufumane isihloko kunye nengxelo evela kwibrendi ebusweni ebonisa ukuba isithuthi sakhiwe kwakhona.

Qaphela ukuba isithuthi sakho sifumene isihloko saso salvage kwelinye ilizwe, kuya kufuneka ukuba usihlole kwaye usinike igama elitsha kwimeko leyo ngaphambi kokuba ubhalise ekhaya. Kwakhona, jonga imigaqo yaseburhulumenteni ngaphambi kokuba uthenge.

Ndingayithumela njani ngaphandle kwemoto yesihloko sosindiso okanye usasazo eMexico?

• Umthetho waseMexico ubonakalisa ukuba isithuthi singahamba ukusuka ekubeni nesihloko salvage ukuya kwinto eyakhiwe ngokutsha emhlabeni wase-US.
• Awunakho ukuthengisa imoto ngenxalenye yommandla waseMexico.

Inani elininzi labathengi abavela kwezinye iindawo zehlabathi, kubandakanya indawo ezinje ngeRashiya kunye noMbindi Mpuma, bafuna ukuthenga iimoto zokulondoloza e-US kwaye bazibuyisele kwilizwe labo. Ukunyuka kweefandesi ezikwi-Intanethi kwenze kwalula ngakumbi kunangaphambili kubathengi abangaphandle kweMelika.

Ukufumanisa ukuba olu lukhetho olufanelekileyo kuwe okanye akunjalo, kubalulekile ukuba uqonde ukuba izinto zisebenza njani kwaye zeziphi iintlobo zeendleko ezisisiseko eziya kuba.

Inkqubo yokungenisa kunye nemirhumo

Ngaphambi kokucinga ngokuthenga iimoto zokuhlangula kwiifandesi eMelika, kuya kufuneka uthathele ingqalelo imigaqo yelizwe lakho kunye nemithetho xa kufikwa ekungeniseni izithuthi. Ngokukodwa, kuya kufuneka unike ingqalelo kwindlela ilizwe elijonga ngayo ukungeniswa kwezithuthi ezihlangulayo. E-Saudi Arabia, umzekelo, ngekhe ungenise imoto enesihloko sosindiso.

Funda malunga nemimiselo, kunye nemirhumo, iirhafu kunye nemisebenzi oya kuyibhatala xa kufika imoto okanye itrakhi.

Ifandesi ekwi-Intanethi

Ifandesi yomntu ngaphakathi inokoyikisa. Ngethamsanqa, iifandesi ezikwi-Intanethi kulula kakhulu ukuziqonda. Kukho inani leefandesi ezikwi-Intanethi eziya kuthi zikunike ukufikelela kwiindidi ezininzi zezithuthi ezingafumanekiyo kwilizwe lakho, kubandakanya neemoto zokuhlangula e-US ezinokuba sisithuthi osifunayo.

Esinye sezibonelelo zokusebenzisa ifandesi kukuba ixabiso lokugcina imoto lihlala liphantsi kakhulu. Nangona kunjalo, awunakho ukuthenga nje, ukuthumela ngenqanawa, kunye nokuqhuba. Ezi zithuthi ziya kufuna ukulungiswa ngaphambi kokuba uziqhube kwiindlela zelizwe lakho. Uya kudinga ukuba nesihloko esakhiwe ngokutsha ngaphambi kokuba ufumane ubhaliso kunye ne-inshurensi e-US, kodwa kuya kufuneka ujonge kwabasemagunyeni ukuba ufuna ukubhalisa phesheya.

Yazi ukuba ezinye iinkampani zeinshurensi azizukubonelela nto ngaphandle koxanduva. Nxibelelana neinshurensi kwilizwe lakho ukuze ufumane imigaqo-nkqubo xa kuziwa kwizihloko ezakhiwe ngokutsha kunye nohlobo lokugubungela oya kuthi ukwazi ukufumana.

Xa uthenga iimoto zokuhlangula e-US kwifandesi ekwi-intanethi, ungazibhida kwizithuthi ngokwakho kwezinye iimeko. Ngamanye amaxesha, ngabathengisi kuphela abanokubhida, ke uya kufuna ukusebenza nommeli othengisa kwakhona onokukuphathela iibhidi zakho. Ungaseta umda wakho wokubhida kwaye ubavumele bakwenzele wonke umsebenzi.

Ukuhanjiswa kwezithuthi

Nje ukuba unesithuthi esikhulu ongenakulinda ukuba uphinde wakhe kwaye uqhube, useneendleko zokuhambisa onokuthi ucinge ngazo. Uninzi lweenkampani ezineefandesi, kunye nabathengisi onokuthi usebenze nabo, banonxibelelwano lokuthumela abanokukunceda ufumane isithuthi phesheya.

Iindleko zokuhambisa ngenqanawa ziya kwahluka phakathi kweenkampani zokuhambisa kwaye ziya kuxhomekeka kubungakanani kunye nobunzima bemoto kunye nezinye izinto. Ingcinga elungileyo yokufumana uqikelelo lweendleko zokuhambisa ngaphambi kokuthenga. ukuze kamva ucwangcise iindleko kuhlahlo-lwabiwo mali.

Ngaba ufanele uyenze?

Izibonelelo zokuthenga iimoto zokuhlangula e-US kwaye uzithumele kwilizwe lakho zininzi. Unokukhetha ngakumbi, amaxabiso angcono, kwaye kukho ithuba lokufumana imoto entle. Unokufumana nezithuthi zodidi ngezi fandesi ngamaxabiso angaziwayo. Kuthatha imali eyongezelelweyo yokulungisa, ukuhambisa kunye nemirhumo, kodwa abathengi abaninzi baziva kufanelekile ngexabiso.

IINKCUKACHA ZAMANQAKU

1. HG.org. Imiba yesihloko sokuSindisa kunye noncedo olusemthethweni . Ukufikelela kokugqibela: Okthobha 22, 2020.
2. Abahlaseli. Isihloko Hlamba Ukucoca iiMoto eziDlulileyo . Ukufikelela kokugqibela: Okthobha 22, 2020.
3. IOfisi yaseMichigan kaNobhala Welizwe. Izithuthi ezakhiwe ngokutsha . Ukufikelela kokugqibela: Okthobha 22, 2020.
4. ISebe lezoKhuseleko laseNew Hampshire, iCandelo leZithuthi. Ukufunyanwa kunye nokwakhiwa kwakhona kwezithuthi . Ukufikelela kokugqibela: Okthobha 22, 2020.
5. ISebe lezeMali laseAlabama. Ukwakha kwakhona izithuthi . Ukufikelela kokugqibela: Okthobha 22, 2020.
6. ISebe leZithuthi laseNew York. Malunga neNkqubo yoVavanyo lweSithuthi . Ukufikelela kokugqibela: Okthobha 22, 2020.
7. Tennessee Isebe likaNondyebo. Kutheni le nto kufuneka ndigqibe kwinkqubo yokubuyisela / yokwakha kwakhona? , Kufumaneka ngo-Oktobha 22, 2020.

Iziqulatho

• Yintoni enokwenziwa ngesithuthi esindisa ubomi?
• Imidlalo yamagama esihloko
• Amanyathelo okwakha kwakhona isihloko se-salvage
• 1. Thenga isithuthi
• 2. Lungisa isithuthi
• 3. Fumana uhlolo
• Ngenisa amaxwebhu okugqibela
• Ndingayithumela njani ngaphandle kwemoto yesihloko sosindiso okanye usasazo eMexico?
• Inkqubo yokungenisa kunye nemirhumo
• Ifandesi ekwi-Intanethi
• Ukuhanjiswa kwezithuthi
• Ngaba ufanele uyenze?

• Imali mboleko ngesihloko semoto
• Yintoni isihloko sokwakhiwa ngokutsha: Konke malunga nesihloko esakhiwe kwakhona
• Ungayibuyisa imoto esandula ukuthengwa?
• Ngaba imoto exhaswayo ingabuyiselwa kumthengisi?