Kwenzeka ntoni ukuba bayandimangalela kwaye andinandlela yokubhatala? Xa ityala sele lidlulileyo kwiinyanga, umboleki wakho angabela okanye athengise ityala kwi-arhente yokuqokelela ityala lomntu wesithathu, eya kuzama ukuyiqokelela. Kwiimeko ezigqithileyo zokungahlawuli, ungamangalelwa ngumqokeleli wamatyala.
Ukuba udidekile malunga nesimangalo kwaye awuqinisekanga ukuba uza kuphendula njani, landela imigaqo echazwe apha ngezantsi. Nokuba ityala lisemthethweni okanye ngumkhonyovu, apha ngezantsi kukho yonke into ekufuneka uyazi ukuba umangalelwa ngumqokeleli wamatyala.
Yintoni omele uyenze xa umqokeleli wamatyala ekumangalela
Jonga ixesha leziganeko
Ukuba umqokeleli wamatyala uyakumangalela, kuya kufuneka uqonde ukuba injani na inkqubo xa iyonke, nangona ixesha elichanekileyo lihluka ukusuka komnye umntu uye komnye. Ukuba amava akho ahambelani konke konke kunye nento eboniswe ngezantsi, kuyakufuneka uqinisekise ityala kunye nokufaneleka komqokeleli ukunqanda umkhonyovu wokuqokelelwa kwetyala.
- Uya kufumana umnxeba okanye ileta ngeposi evela kumqokeleli ekwazisa ngokuqokelelwa kwetyala. Oku kwenzeka ngokubanzi xa ityala liintsuku ezili-180 ezidlulileyo ngenxa.
- Kwisithuba seentsuku ezintlanu zokunxibelelana nawe, umqokeleli wamatyala kufuneka akuthumele ileta yokuqinisekisa ityala Chaza ukuba unetyala elingakanani, igama lomntu obolekayo, kunye nendlela yokuphikisa ityala ukuba ucinga ukuba ayilolakho.
- Ukuba ucinga ukuba awunalo ityala ekuthethwa ngalo, ungacela umqokeleli ngeleta yokuqinisekisa. Kuya kufuneka bathumele le leta kwiintsuku ezingama-30 zesaziso sokuqinisekisa.
- Ukuba ityala lakho lisemthethweni, kufuneka uphendule kumqokeleli wamatyala kwaye wenze isicwangciso sokuhlawula ityala. Oku kunokuthetha ukuhlawula ngokupheleleyo, ukuseta isicwangciso sokuhlawula, okanye ukubonisana ngetyala.
- Ukuba awuhlawuli okanye uhlawule ityala, umqokeleli wamatyala unokukumangalela. Okwangoku, uyakufumana isaziso esivela enkundleni malunga nomhla wokuvela kwakho.
- Ukuba awuzukuvela ngomhla wakho wenkundla, inkundla iya kuthatha isigqibo sokuxhasa umqokeleli wamatyala.
- Ukuba oku kuyenzeka, isigwebo okanye inkundla iya kufakwa ngokuchasene nawe. Oku kuthetha ukuba unokuhombisa umvuzo wakho okanye ubeke uxolelo kwipropathi yakho. Isigwebo esimiselwe kwangaphambili sivela kwiintsuku ezingama-20 emva kwenkonzo yomthetho.
Phendula
Ukuba ukuqinisekisile ukuba semthethweni kwetyala ekuqokeleleni, eyona nto ibaluleke kakhulu onokuyenza ngoku kukuphendula ityala lokuqokelelwa kwetyala. Nangona kunokoyikisa ukwaziswa ngesimangalo, ukusihoya kwaye unethemba lokuba umqokeleli wamatyala akazukuphinda abuye angakufaka engxakini.
Abaqokeleli bamatyala abazukuyeka ityala kuba ungayihoyi. Endaweni yokuba uphulukene nexesha elibekiweyo lokuvela enkundleni, kuya kuba nzima ngakumbi ukuba igqwetha lezokhuseleko likuncede.
Cela umngeni kwimfuno
Ukuba umangalelwa ngetyala kwaye awuvumelani nayo yonke okanye inxalenye yolwazi kwityala lokuqokelelwa kwetyala, kuyakufuneka ufake ifayile kulomthetho enkundleni. Uya kuthi emva koko ube nethuba lokucela umngeni kwinto esemthethweni okanye ucele inkundla ukuba ikugxothe ngokupheleleyo. Ukuba uyaphikisana nebango, zisa amaxwebhu afana neleta yokuqinisekisa ukubonisa:
- Ngubani otyalwayo
- Ukuba ityala lihlawulwe
- Ukuba imali yetyala ichanekile
- Ukuba ityala lidlulile kummiselo osikelwe umda
Yiza nobungqina bemigaqo yokuqokelelwa eyaphulweyo (ukuba ikhona)
Ukuba amalungelo akho anyhashwe ngumqokeleli wamatyala, kuya kufuneka uze nobungqina balonto enkundleni. Jonga umThetho oQhelekileyo wokuQokelelwa kweTyala ( FDCPA ), Umthetho weNgxelo oNika iNgxelo ngetyala kunye noMthetho weNyaniso kwimali mboleko kulwaphulo-mthetho oluthile. Ngaphantsi kwe-FDCPA, umzekelo, abaqokeleli bamatyala abanako:
- Nxibelelana nawe ngaphandle kweeyure ze-8 kusasa. kunye no-9 ebusuku.
- Ukuzibandakanya ekuhlukumezeni, okungabandakanya nantoni na ukusuka ekusebenziseni intetho engcolileyo ukuya kwizisongelo zokwenzakala.
- Thatha inxaxheba kwizenzo ezingenabulungisa ezinje ngokugrogrisa ngokuthatha ipropathi yakho xa bengenalo ilungelo elisemthethweni okanye bafaka itsheki emva komhla ekulindelwe ngawo.
- Nxibelelana nawe nje sele umelwe ligqwetha.
- Yenza amabango enkohliso, njengokuchaza kakubi ukuba ngoobani okanye ukuba unetyala elingakanani.
Thatha isigqibo sokuba uyasamkela na isigwebo
Zininzi iindlela zokuqhubeka xa kufika ixesha lokuthatha isigqibo sokuba ungalamkeli ityala lokuqokelelwa kwetyala.
Ukuqesha igqwetha
Ukuba usamkele isigwebo kwaye uyazibuza ukuba ungaliphumelela njani ityala lokuqokelelwa kwetyala, olona khetho lwakho kukubonana negqwetha lokuqokelela ityala. Uninzi lwamagqwetha omthetho wabathengi luya kunika ukubonisana simahla ukuxoxa ngeendlela onokukhetha kuzo nawe.
Cinga ngokubonisana negqwetha elinephepha-mvume lokuqokelelwa kwetyala, njengoko begxile kukhuseleko lwamatyala kwaye baya kuba nakho ukukunika ingcebiso eneenkcukacha zomthetho.
Nokuba awucingi ukuba unganakho ukuqesha igqwetha, kuya kufuneka ubuze, uninzi lwamagqwetha aqokelela amatyala aya kuthatha ityala lakho ngentlawulo ephantsi okanye umrhumo ophikisayo.
Hlawula ityala
Umntu onetyala elisemthethweni angazama ukuxoxa malunga nokuhlawulwa ukuze kutshintshwe ityala.
Lukhetho olufanelekileyo kubathengi ukuba bayazi ukuba banamatyala, bayavumelana ngemali, kwaye banakho ukuhlawula into, utshilo u-Barry Coleman, usekela-mongameli weenkqubo zokucebisa kunye nezemfundo kwi-National Foundation for Counselling Counselling (NFCC). Banokuhlala kwaye bangayi enkundleni.
UColeman wongeze ukuba kukho inkuthazo kwiarhente yokuqokelela ukwenza oku, kuba ubunzima kunye nenkcitho yeenkundla ziyabiza.
Isoyikiso sokufaka kwifomathi njengongenamali inokunceda ukuba uthatha isigqibo sokuhlala. Oku akuthethi ukuba kufanelekile ukuba ufake ifayile yokubhanga, kodwa ukulungela ukubhengezwa njengongenamali kunganceda kuthethathethwano lokuhlawula.
Ukufumanisa ukuba uxolelwe
Kuxhomekeke kurhulumente kunye nemali osibamba yona, abantu abanemivuzo kunye nezinto zexabiso ezinqongopheleyo banokuxolelwa ekuhonjisweni komvuzo, oko kuthetha ukuba bubungqina besigwebo. Nxibelelana nomcebisi ngetyala, igqwetha, okanye enye ingcali kwindawo yakho ukumisela ukuba uyahlangabezana nale migaqo.
Ifayile yokubhanga
Olunye ukhetho, kuxhomekeke kwimeko yakho yezemali kunye nobungakanani betyala lakho, kukufaka kwifayile njengongenamali.
Ukuba ufaka iSahluko se-7 njengongenamali, onke amatyala akho aya kuxolelwa kwaye umqokeleli wamatyala akasayi kuba nakho ukuqokelela kuwe. Ukuba ufaka iSahluko se-13 sokuchithwa kwemali, unokukwazi ukuxoxisana ngemali ephantsi kakhulu ukuhlawula umqokeleli wamatyala, kuxhomekeke kwimeko yakho. Nje ukuba uhlawule imali ekuvunyelwene ngayo, awungekhe uphinde uqhubeke okanye umangalelwe ngumqokeleli wamatyala.
Ukugcwalisa ukungabinamali yintshukumo enkulu yezemali eneziphumo ezibi. Thetha nomcebisi, umcebisi wezezimali, okanye omnye umntu oqeqeshiweyo ngaphambi kokulandela olu khetho.
Iphepha elichazayo ukuba awusenanto oyifunayo:
Eli linqaku elinolwazi. I-Redargentina ayiniki ngcebiso zomthetho okanye zomthetho, kwaye ayenzelwanga ukuba ithathwe njengengcebiso yezomthetho.
Umbukeli / umsebenzisi weli phepha lewebhu kufuneka asebenzise olu lwazi lungentla kuphela njengesikhokelo, kwaye kufuneka asoloko eqhakamshelana nemithombo engentla okanye abameli bakarhulumente bomsebenzisi kolona lwazi luhlaziyiweyo ngelo xesha, ngaphambi kokwenza isigqibo.
Iziqulatho
- Yintoni omele uyenze xa umqokeleli wamatyala ekumangalela
- Jonga ixesha leziganeko
- Phendula
- Cela umngeni kwimfuno
- Yiza nobungqina bemigaqo yokuqokelelwa eyaphulweyo (ukuba ikhona)
- Thatha isigqibo sokuba uyasamkela na isigwebo
- Ukuqesha igqwetha
- Hlawula ityala
- Ukufumanisa ukuba uxolelwe
- Ifayile yokubhanga
- Ulihlawula njani ikhadi elikhawulezayo letyala
- Amagama eNkuthazo anokutshintsha ubomi bakho
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