Uliqala njani ishishini ngemali encinci

Como Comenzar Un Negocio Con Poco Dinero







Zama Isixhobo Sethu Sokuphelisa Iingxaki

Uliqala njani ishishini ngemali encinci? . Kuyenzeka ukuba uqale ishishini elinemali encinci okanye elingenayo kwaphela, ngokuchasene noko abantu abaninzi bakucingayo.

Ngaphambi kokuba oosomashishini abasakhasayo baqale ishishini elitsha, bahlala befuna ukufumana isixa esifanelekileyo semali esigubungela yonke into ukusukela kwizixhobo ezixhasa ngezimali ukuya kwingxowa mali engxamisekileyo. Uninzi lwabantu lucinga ukuba ishishini alinakuqala ngaphandle kwemali, kodwa zininzi iindlela abantu abanokuqala ngazo ishishini ngaphandle kwemali eyinkunzi.

Gcina la manqaku alandelayo engqondweni xa uphuhlisa izimvo zeshishini ngexabiso eliphantsi:

  • Gcina umsebenzi wemihla ngemihla
  • Hlalutya intengiso
  • Ukuphuhlisa umbono omangalisayo weshishini
  • Khangela abatyali mali
  • Qokelela ingxelo yentengiso
  • Cinga ngokufumana imali mboleko yeshishini

Gcina umsebenzi wemihla ngemihla

Ukugcina kunye nokondla i-streak ebonakalayo kubalulekile kubantu abaphonononga iinketho zorhwebo ngemali encinci yenkunzi. Amanqanaba okuqala okuqala ngokushishina ngekhe azise nzuzo, ke ngoko kubalulekile ukuba oosomashishini bagcine imisebenzi yabo yosuku ubuncinci okwangoku.

Ukuba nomsebenzi wosuku ngelixa uqalisa ishishini elitsha kuqinisekisa ukuba abanini beshishini banendlela ethe rhoqo yengeniso ngelixa ishishini likwisigaba sophuhliso. Oku kukwaqinisekisa ukuba bakhuselwe kuyo yonke imingcipheko enokubakho. Xa kungekho msebenzi wosuku, ingozi iyancitshiswa kakhulu.

Ngelixa oku kufuna ukuba abantu bafake iiyure ezininzi kwaye bazincame ngakumbi, gcinani engqondweni ukuba oku kuya kwenza izinto zibe lula xa utshintsho lusuka kumqeshwa luye kumnini weshishini.

Hlalutya intengiso

Oosomashishini akufuneki bakhathazeke ngeendleko zamashishini amancinci, ubuncinci kweli nqanaba lishishini labo. Ukwenza uhlalutyo olucokisekileyo lwentengiso kunye nabaphulaphuli bakho kubalulekile kwimephu yokhuphiswano lwenkampani yakho nasekuphuhliseni oko kwenza inkampani yakho yahluke.

Kuthekani ukuba uluvo lweshishini sele lukhona kwimarike kwaye lulandelayo ngokunyaniseka? Inkampani iya kujongana njani nolu khuphiswano? Ukuphendula ezi ntlobo zemibuzo akuncedi kuphela ekuphuculeni nasekuphuhliseni umbono wezorhwebo, ikwanceda abanini bamashishini balungiselele abatyali mali abanokubuza imibuzo efanayo kwixa elizayo.

Ukuphuhlisa umbono omangalisayo weshishini

Abanini bamashishini kufuneka bagcine engqondweni ukuba ishishini labo lilungile kuphela njengoluvo lwabo lweshishini. Ukusebenza kwimbono yeshishini kunye nokwenza uphuculo olungaguquguqukiyo kuyo kubalulekile ukuba oosomashishini bafuna ishishini labo ukuba liqhubeke ngaphandle kwesiqinisekiso somthombo wemali.

Ukuba inkampani ngokwayo ixhaswa ngumbono owahlukileyo, oqaqambileyo nonenzuzo, inkampani ayinakuba nangxaki ekutsaleni abatyali mali nasekufumaneni inzuzo kungekudala.

Ukuze umbono weshishini ufikelele kweli nqanaba, abanini bamashishini kufuneka kuqala baqwalasele iimfuno kunye nokukhethwa kwintengiso yabo ekujolise kuyo ukumisela ukuba ishishini labo libalasele ngokwenene kwishishini abangena kulo.

Khangela abatyali mali

Abanini bamashishini akufuneki bakhathazeke ngemali enkulu ukuba banokutsala iphuli elungileyo yabatyali mali abazimiseleyo ukutyala imali kwishishini kwaye bayincede ikhule. Kodwa oosomashishini abasakhasayo bangabaqinisekisa njani abatyali mali? Oku kunokwenziwa ngokubonisa umbono ophucukileyo kwaye onenzuzo.

Oosomashishini banokukhangela abanokuba ngabatyali mali ngokuthatha inxaxheba kwiinkomfa, iiforamu, iivenkile, kunye neemarike zempelaveki ezifanelekileyo kumzi mveliso wabo, apho abatyali mali banokubakho khona. Banokujonga kwakhona ukubuyisa imali ukuze bakhusele abatyali mali.

Qokelela ingxelo yentengiso

Nokuba ingathi ilungile kangakanani ingcinga yeshishini enokubonakala ephepheni nakwithiyori, gcinani engqondweni ukuba izinto zinokwahluka nje ukuba umbono ufike ebomini kwaye usetyenzisiwe kwishishini ngokwalo. Oku kwenza ukuba ingxelo yentengiso ibalulekile kuqalo.

Ukuqokelela ingxelo enkulu yentengiso kunceda abanini bamashishini ukuba babone ukuba ingaba umbono wabo weshishini unokwenzeka ngokwaneleyo ukuba bangasungula kwimizi-mveliso yabo abayikhethileyo okanye ukuba umbono ufuna ukuqhubeka kokucoca kunye nokuphononongwa ukuze kulungele ukhetho lwababukeli ekujoliswe kubo.

Cinga ngokufumana imali mboleko yeshishini

Ukuba imali iyimfuneko ngenene kwaye abanini bamashishini abanayo imali eyoneleyo yokuyifumana, ukufumana imali mboleko yeshishini kunokuba ngumbono olungileyo ukukhusela imali yokuqalisa kususwe umthwalo wezezimali, ubuncinci okwangoku.

Amaziko emali afana neebhanki kunye nababolekisi kumashishini amancinci banokubonelela ngoncedo lokuqalisa ukuba nje umntu unekhredithi elungileyo kwaye unokucacisa isidingo semali mboleko yeshishini.

Nangona kunjalo, abanini beshishini kufuneka baqonde ukuba ukuhlawulwa kwemali mboleko yeshishini kuthatha ixesha kwaye kunokuba ngumthwalo kwishishini, ngakumbi ukuba ishishini alihlawuli ngomhla okanye ngaphambi komhla omiselweyo.

Imali mboleko yeshishini ikwanenqanaba lenzala elihlawulwayo kunye nemali mboleko yokuqala yeshishini, echaphazela imveliso yenyanga ukuba imali ayikhathalelwanga kakuhle.

Iingcebiso ezisibhozo eziphezulu zokuziqalela ngokwakho ishishini elincinci.

1. Qala nawe

Ukuba uyazibuza, Liliphi eliza kuba lishishini elincinci elifanelekileyo ukuqala? Unokufuna ukujonga ngakumbi oko ikunikezelayo.

  • Zeziphi izakhono onazo?
  • Yintoni onayo ngamava?
  • Loluphi ulwazi okanye ulwazi onokwabelana ngalo umntu anokuhlawula ngalo imali elungileyo?
  • Ngubani ofuna uncedo lwakho?

Akukho shishini lincinci lilungileyo okanye liphosakeleyo, njengoko kungekho siqinisekiso sokuba abanye baya kuba nempumelelo kunabanye. Ndizibonile iziqalo ezineemveliso ezimangalisayo zisilele kuba bebengazi ukuba bangazithengisa njani.[1]

Ndikhe ndabona iimveliso ezihle kakhulu ezisebenza ngokungaqhelekanga kuba abasunguli beyazi indlela yokunxibelelana namathemba abo kunye nokuhambisa amava awodwa.

UDmytro Okunyev, umseki we Chanty , wathi:

Eyona ndlela yokuqalisa ishishini elincinci kuhlahlo-lwabiwo mali oluqinileyo kukuqala ngengxaki yomnye umntu kwaye uyisombulule, kunokuba ucinge ngento entsha. Ngale ndlela, sele unabantu ekujoliswe kubo phambi kwakho kwaye unokwenza intengiso yakho yokuqala kwangoko endaweni yokuchitha imali eninzi kwintengiso.

Ke, thatha ipensile kunye nephepha ubhale phantsi izakhono zakho, amava akho, into othanda ukusebenzisana nayo, kwaye ngubani umxhasi wakho ofanelekileyo. Sebenzisa oku njengesiqalo ukufumana ukuba yeyiphi ishishini ofuna ukuba kulo.

2. Ngoku thetha nabathengi bakho

UMarie Farmer, umseki we Amaxesha okutya amancinci , wathi:

Thetha, thetha, thetha nabathengi bakho. Sukuchitha ipeni ngaphambi kokwenza oku.

Incoko ikhokelela kuguquko. Bayakuvumela ukuba ungene ngaphakathi ezingqondweni zabathengi abanokubakho, ufumanise ukuba yintoni enengxaki nayo, kwaye uyile isisombululo esenzelwe iimfuno zabo.

Rhoqo, njengabanini bamashishini, sicinga ukuba siyayazi imakethi yethu ekujoliswe kuyo. Siyakholelwa ekubeni siyayazi into abayifunayo, apho batya khona imithombo yeendaba, myalezo mni oya kubakhokelela ekubeni bathenge imveliso okanye inkonzo yakho, kwaye ngekhe siphosise ngakumbi.

Ndidibene noosomashishini abaninzi kunye nabanini bamashishini abancinci abathe batyale amawaka eedola ukufumana ishishini labo emhlabeni, kodwa ndafumanisa ukuba, kwiinyanga ezintandathu kamva, yonke into ayilunganga. Igama lenkampani, izithembiso zabo, amaxabiso, yonke loo mali kunye nexesha elichithiweyo, ngenxa yokuba bengawenzanga umsebenzi wesikolo.

Ngokuthetha nabantu, wakha ubudlelwane kwaye ufumane ingxelo ebalulekileyo. Mamela oko bakuthethayo kunye nendlela abakuthetha ngayo; basongela isicwangciso sabo somxholo njengesipho. Sele uyayazi into abayifunayo kuGoogle, ke unokwenza ividiyo okanye inqaku elithetha ngokuthe ngqo kubo.

Olu phando lwendawo yentengiso luyakubonisa:

  • Ngubani onwabele ukujongana naye.
  • Zisekelwe phi.
  • Zinjani iinkqubo zakho zemihla ngemihla.
  • Zithini iindawo zakho ezibuthathaka.
  • Ukuba banomdla wokuthengisa ngento oyithengisayo.
  • Bazimisele ukuyihlawulela.

Ke kuya kufuneka ufumanise:

  • Ngoobani okhuphisana nabo.
  • Into abayenzayo, ungayenza ngcono.
  • Uza kwahlula njani.

Amava ayibonisayo ngumahluli wakho owahlukileyo. Yenze kakuhle kwaye ayizukuphumelela kuphela kumthengi wakho wokuqala, kodwa uya kuthi ubabonelele ngamava aya kubagcina bebuya ebomini.

3. Thatha ithuba lobudlelwane

Unxibelelwano lusindisa ubomi kubanini bamashishini abancinci. Ukwenza isangqa sabantu abanamava okuqala nokukhula kweshishini kubalulekile kwimpumelelo yalo.

Banokuba ngamanyathelo amathathu okanye amane phambi kwakho, kodwa aba ngabantu onokufunda kubo kwaye uqiqe. Babekhona apho ukhoyo kwaye bayazi ukuba yintoni efunekayo ukuqala ishishini elincinci. Amava akho awayi kufana, kodwa yinto entle leyo.

URichard Michie, u-CEO we Umxhasi weNtengiso , wabelane ngebali lokuqalisa kwakhe:

Ukuqala kwam, ndahlala ekhaya ndazama ukufunda ukuqhuba ishishini. Khange isebenze, ndiye ndangena kwi-Enterprise yoShishino kwaye emva koko yiNatWest Business Accelerator. Apha ndakwazi ukwaba uloyiso lwam kunye neentlekele kunye nabanye abajamelene nemizabalazo efanayo. Ngokwabelana nokumamela, ndiye ndanyamezela kumahla ndinyuka okuqalisa. Ukongeza, ndakwazi ukwakha uthungelwano olukhulu ngakumbi kunxibelelwano oluxabisekileyo, oluye lwanceda ukukhulisa ishishini kakhulu.

Izibonelelo zokusebenzisa inethiwekhi yeshishini lakho zibandakanya:

  • Ukufumana abathengi abatsha abanokubalandela.
  • Uyila indlela yakho yokucinga.
  • Phucula ukuzithemba kwakho kwaye unciphise uloyiko lwakho.
  • Ukufikelela ngokulula kwiingcebiso zasimahla kunye noncedo.
  • Nceda usete iinjongo kwaye uzibambe uxanduva.

Thatha umzuzwana ukuskrolela abafowunelwa bakho kunye nedatha ye-imeyile. Bhala ukuba ngubani onokuqhagamshelana naye. Aba ngabantu onokuthi ucofe kubo ukukhulisa inethiwekhi yakho kwaye ufumane amathuba amashishini amatsha.

4. yenza uluhlu lwayo yonke into oyifunayo ukuze uqalise

Ngoku ekubeni uyazi ukuba ulunge kangakanani, ngubani ofuna ukusebenza naye, zithini iindawo zakho ezibuthathaka, kwaye uza kuthengisa ntoni, kufuneka wenze uluhlu.

Olu luhlu lokutshekisha kuyo yonke into ekufuneka uyenzile ukuqala ishishini lakho elincinci. Ewe ungayifaka kuGoogle. Okanye, kwaye olu luvo olungcono, unokufikelela kwinethiwekhi yakho yeshishini ukuze ufumane iingcebiso malunga nokubandakanya kolu luhlu kwaye ngubani onokunxibelelana naye ukukunceda wenze izinto.

Ndithetha ngamagqwetha, abagcini zincwadi, izinto eziyilayo, uwuthiye igama. Baya kuba naba bantu kwi-dial ngokukhawuleza, kwaye uyazi ukuba banconyelwe kakhulu.

Nje ukuba ulugqibe uluhlu lwakho, uSimon Paine ucebisa,

Yiya kuluhlu lwakho lwento oyifunayo ukuqala ishishini lakho kwaye ubone ukuba ungafumana simahla, uboleke, urhwebe ngaphakathi, uthengise into ngemali, okanye uthengise ixabiso layo ngaphambi kokuba uyile. Kuyenzeka ukuba uqale ishishini ngaphandle kwemali ngokulandela le migaqo.

5. Musa ukungayeki ekusebenziseni imali

Nokuba uqala ishishini lakho elincinci njengecala elisecaleni okanye utyale imali yakho oyigcinileyo ukuze uyiqalise, kuya kufuneka ulumke kakhulu xa uyisebenzisa.

Yigcine incinci

U-Santiago Navarro, u-CEO kunye nomseki-we-co we-Garçon Wines, ucebisa ukuyigcina inciphile kwinqanaba lokuqala lokwazisa ukuqala kwakho.

Chitha imali encinci kangangoko kunokwenzeka, sebenza nzima, kwaye ujolise kwiinjongo eziphambili zokuphuhlisa umgangatho weMVP (ubuncinci beMveliso eVumayo) ukuzisa kwintengiso ukuvavanya okanye ukuthengisa.

Musa ukufumana umvuzo

UDanny Scott, u-CEO kunye nomsunguli we-CoinCorner, ucebisa ukuba angafumani mvuzo.

Ngexesha leenyanga ezintandathu zokuqala zeshishini lethu, abasunguli abayamkelanga imivuzo yokunceda ukunika elona shishini elona thuba lilungileyo lokususa kwaye lifumane ukubambeka.

Ukuba awudingi kuqokelela umvuzo, musa.

Sebenza ekhaya

Awudingi iofisi entle. UDuncan Collins, umseki we RunaGood.com , Uthi:

Sebenza ekhaya. Akukho mrhumo wokurhweba ukuhlawula, akukho zerenti okanye iindleko zenkonzo.

Kwaye ungabhala ipesenti yeendleko zakho xa ixesha lerhafu lijikeleza.

Tshintshiselana ngeenkonzo zakho

Ngaba unayo naziphi na izakhono, ixesha elongezelelweyo, iimveliso okanye iinkonzo onokuzithengisa kuzo? Mhlawumbi ungumbhali-mbhalo kwaye ufuna umyili ukuze enze ilogo kunye namakhadi eshishini.

Rhweba ngezakhono zakho ngoncedo lwabo. Unokunikezela ngokujonga umxholo wakho okanye ucebise ngeenkonzo zakho kubo nabaphi na abathengi obafumanayo.

Mhlawumbi uvula ivenkile yekofu kwaye ufuna uncedo ngokufumana ilayisensi. Ungatshintshisa ii-cappuccinos zamahhala ezingenasiphelo ngoncedo lwakho ekufumaneni nasekulawuleni umcimbi. Ukurhweba ngabantu yindlela entle yokufezekisa okuninzi ngaphandle kokuchitha idenariyo.

Zingancitshiswa njani iindleko? Ungatshintshiselana nabani ngeenkonzo? Buyela kuluhlu lwakho kwaye ungeze olu lwazi.

6. Cinga ngendlela ofuna ukuzibeka ngayo

Musa ukoyika ukuya kumthengi weprimiyamu. Kwishishini, inzuzo ivela kwindlela othengisa ngayo kunye nokuma okumisela ukuba wenza malini. Ikuvumela ukuba utsale abathengi abakumgangatho ophezulu.

Ndiza kukunika umzekelo:

Ukuba uyimvumi eqeqeshiweyo kwaye uzibeke kwindawo engaphantsi komhlaba, abathengi bakho baya kukuphatha njalo kwaye bakuhlawule ngokufanelekileyo. Uza kusebenza iiyure ezinde ukufumana imali encinci.

Ngokuchasene noko, ukuba uzibeka njengomdlali wekhonsathi oqeqeshiweyo, uya kutsala abathengi abahluke kakhulu kwaye uhlawulwe ngokufanelekileyo.

Zibeke njengempahla yorhwebo kwaye uya kuhlala ukhuphisana kwixabiso.

7. Gxila kumandla akho ngokweqhinga

Ngelixa abanini beshishini baneendima ezininzi, ngaxa lithile, kuya kufuneka ube sengqiqweni malunga nokuba kufuneka uchithe ixesha lakho namandla. Kwiintsuku zokuqala zokuqala ishishini, kuyinto eqhelekileyo ukuba wenze yonke into uwedwa, usebenze iiyure eziphambeneyo kwaye ungaze uhambe, kodwa oku akunampilo kuwe okanye kwishishini lakho.

Uphononongo lweeNdlela eziMncinci zoShishino lufumanise ukuba i-78% yabanini bamashishini abancinci banika ingxelo yokudinwa kwiminyaka emibini yokuqala yokuqhuba ishishini labo.[2]Kwaye ukuba udiniwe kakhulu, uxinezelekile, kwaye ugula ngenxa yokusebenza, awuzukukwenza mali.

Kungenxa yoko le nto ndihlala ndixelela abathengi bam ukuba baphathe into enye ngaphambi kokudlulela kwelandelayo. Oko kunokuba niche, iqonga leendaba ezentlalo, okanye iimodyuli ezintathu zokuqala zekhosi yakho ekwi-Intanethi, nokuba yeyiphi na.

Kodwa xa uzama ukwenza okuninzi, akukho nto iyenziwayo. Buza uDani Mancini, umseki kunye nomnini Scribly.io :

Kwakungekade ndide ndiqonde ukuba ndizama kangakanani ukwenza apho ndaye ndabona ukuba ndizicwangcisela ukusilela. Endaweni yokuzama ukwenza yonke into ngaxeshanye, ngoku ndijolise kwinto enye ngexesha kwaye ndiyazibophelela ekuyilungiseni. Oko kwakuthetha ukuthatha izigqibo ezinzima njengokumisa isicwangciso sethu somxholo ngokupheleleyo de ube ubethelele eminye imisebenzi ephambili njengokukhangela kunye nokuhanjiswa (ezibe ziindlela ezinobuchule).

Ukwazi apho kugxilwe khona amandla akho kubaluleke kakhulu. Zibuze,

Yintoni ebalulekileyo kwimpumelelo yam? Ndingenza ntoni ngoku ukuqinisekisa ukukhula kwezi nyanga zintandathu zilandelayo?

Nje ukuba wenze oku kwaye usebenze, yiya kwiprojekthi elandelayo.

8. Yongeza yonke into ekungeyomfuneko ukuba uyenze

Oku kuzisa kwinqanaba lam lokugqibela, ukukhuphela ngaphandle nantoni na onolwazi olunqongopheleyo ngayo okanye ayisiyonto ilungileyo yokusebenzisa ixesha lakho.

UMelissa Sinclaire, umseki we Ubuhle beenwele ezinkulu , wathi:

Ngamanye amaxesha unokuziva ngathi inkampani yakho ayinakho ukuyifumana kwaye iyakuyenza ngokwakho, kodwa uninzi lwamaxesha awunakho ukungafikeleli.

Ukuba awunaso nofifi malunga nokubalwa kwemali, ngaphandle. Ukuba awazi kwanto malunga nophuhliso lwewebhu, uGoogle AdWords, iiNtengiso zikaFacebook, i-SEO, i-SEM, i-CRM, okanye ukwenza iinkqubo ezisemgangathweni zokusebenza, ukunika umntu amandla okwenza oko.

Zininzi iiwebhusayithi ezizimeleyo apho unokufumana iingcali ezinetalente ezikulungeleyo ukwamkela ixabiso elisisiphumo esisisigxina.

Isiphelo

Amanye amashishini amancinci aphumeleleyo aqala njengamashishini asekhaya, kwiivenkile zekofu, nakwindawo zokulala zasekholejini.

Baye baqalisa ngemveliso okanye ngenkonzo elungileyo ngokwaneleyo. Bachitha i- $ 100 kwitemplate yewebhusayithi, igama lesizinda, kunye nefom yobhaliso.

Babehlala bezibandakanya nemarike yabo ukufumanisa apho kunokwenziwa khona, yintoni esebenzayo kunye nento ekufuneka yenziwe.

Bazibekela iinjongo, bacela ukulungelwa, bahlala ngocingo, baboleka izixhobo, bathengisa iinkonzo, bakhuphela ngaphandle xa kukho imfuneko, baphinde babuyisela inzuzo kumashishini abo; Le yindlela owakha ngayo ishishini elincinci ngaphandle kwemali.

Iziqulatho