Ungasicela njani isicwangciso esingxamisekileyo 8?
Ukuba unayo ubunzima bokufumana ikhaya efikelelekayo kwaye unokubonisa isidingo esingxamisekileyo, unokulungela ukufumana isigqebhezana esivela kwi Icandelo 8 kaxakeka . Abaphuli-mthetho abagwetyiweyo kunye neentsapho zabo banokufaka isicelo seCandelo 8, ukuba bayazifezekisa zonke iimfuno eziyimfuneko zenkqubo.
Fumanisa ukuba ungakulungela na ukufumana uncedo lwezindlu olukhawulezileyo ngokusebenzisa iCandelo lesi-8 kuLuhlu lokuLindela ngokuPhambili kunye nendlela yokuqalisa inkqubo yokwenza isicelo.
Nceda uqaphele ukuba isigqibo sokugqibela setyala lakho sixhomekeke ISIGABA yendawo. Kuya kuthatha ubuncinci iiveki ezimbalwa ukuba baphonononge ityala lakho kwaye benze isigqibo.
Yintoni iCandelo 8 lezeMali eziNgxamisekileyo zezeMali?
Kwakhona kwaziwa ngokuba luLuhlu lokuLindela oluPhambili Icandelo likaxakeka 8 yinkqubo yesicelo ekhawulezisiweyo evumela abantu abathile kunye neentsapho ukuba zifumane ivawutsha yabo yokukhetha izindlu ngokukhawuleza ngaphezu kwexesha eliqhelekileyo.
Kwiidolophu ezininzi, ibango lezindlu zikawonkewonke liphezulu kakhulu kunokuba oorhulumente bamazwe kunye nabasekhaya banokubonelela kwaye babe nemali. Oku kuthetha ukuba kungathatha ukuya kuthi ga kwiminyaka emi-2 ukuba isicelo esisemgangathweni siqwalaselwe kwaye samkelwe yi-PHA yendawo yakho.
Iidolophu ezinkulu zihlala zinoluhlu olinde kakhulu lwecandelo le-8, ngelixa iidolophu ezincinci zinexesha elikhawulezayo lokulinda kwabafakizicelo.
Nangona kunjalo, kwezinye iimeko, i-PHA inokumisela ukuba isicelo kufuneka sibekwe kuluhlu lokulinda, kwaye unokufumana ikhuphoni lakho kwiveki okanye kwiinyanga endaweni yeminyaka.
Nangona kunjalo, kubalulekile ukuba uqaphele ukuba ULusu Ayiboneleli ngezindlu ezingxamisekileyo ngomntu ngamnye, kwaye izicelo zeCandelo lesi-8 zikhawuleziswa kwiimeko ezinqabileyo kwaye ngakumbi.
Ngubani ofanelekileyo kuluhlu lokulinda oluphambili?
Esi sisikhokelo somdibaniso ngokubanzi apho abantu banokuthi bathathwe njengabakufanelekelayo ukujongana neyona nto iphambili kuluhlu lokulinda lweCandelo 8. Isigqibo sokugqibela senziwa yi-PHA yengingqi kunye neendlela ezongezelelekileyo zokufaneleka.
Ngubani onikwa kuqala?
-abaphethe gadalala abantu basetyhini okanye amadoda abaleka amakhaya abo kwaye bezama ukunqanda ukuxhatshazwa okungaphezulu (ngokwesondo, ngokwasemzimbeni)
-abazali abangabodwa abanabantwana abancinci abahlawula ngaphezulu kwe-50% yengeniso yerenti
- abantu abakhubazekileyo (zombini impilo yengqondo kunye nokukhubazeka komzimba)
- abantu abadala
- amagqala
- nabani na kula maqela angentla ngoku ongenamakhaya okanye osengozini yokungabi namakhaya
Abantu abaphulukene namakhaya abo ngenxa yomlilo okanye intlekele yendalo (inkanyamba, izikhukula, njl.
- abantu abajongene nokukhutshwa kwizindlu zoluntu ezikhoyo ngoku
Ukuzimisela kusekwe kwinqanaba lamanqaku. Amanqaku angaphezulu xa isicelo sakho usifumana, kokukhona isikhundla sakho siya kuba kuluhlu oluphambili kwaye ngokukhawuleza uyakufumana ikhuphoni lakho.
I-HUD ngokubanzi ikhetha ukubeka phambili uninzi lwabantu abafumana imivuzo ephantsi kunye nabantu abakhubazekileyo.
Kubalulekile ukuba uqaphele ukuba kuluntu oluninzi kukho abantu kunye neentsapho ezisokolayo ngenxa yokungabi namakhaya, ukanti abakalufumani uncedo lwezindlu zoluntu. Oku kuxhomekeke ikakhulu kwindawo ohlala kuyo kunye nemali ekhoyo.
Uncedo olungxamisekileyo lwabantu abakhubazekileyo.
Ukuba wena okanye ilungu losapho lwakho alugugi kwaye ukhubazekile ngokomzimba okanye ngokwengqondo, unokulungelwa uncedo olukhethekileyo lwezindlu. I-HUD ibonelela nge Inkqubo Yahlulwe iivawutsha zabakhubazekileyo azindalanga (NED), engeyonxalenye yeCandelo 8.
Le nkqubo yenzelwe abantu abakhubazekileyo abanomdla wokungena kuphuhliso olukhethekileyo, izindlu ezizezona zivunyelweyo kule nkqubo. Abantu abakhubazekileyo ngoku abahlala kwiziko lokhathalelo lwempilo okanye kwiprojekthi yezindlu zikawonke-wonke kwaye banqwenela ukutshintshela kwizindlu zabucala nabo banelungelo lokufumana ezi ivawutsha.
Ukufaka isicelo, awudingi kuba ngumqeshi weCandelo 8 wangoku, okanye udweliswe kwivawutsha yonyulo yeCandelo 8.
Ngaba umoni angayifumana indawo yeCandelo le-8 yezindlu ezingxamisekileyo?
Ukuba wena okanye umntu othile kwikhaya lakho unetyala, usenokufumana icandelo lezindlu likaxakeka zeCandelo 8. Fumana iinkcukacha ezithe kratya kwisikhokelo sethu esibanzi Zingawafumana Njani Izaphuli-mthetho Izindlu zeCandelo 8 .
Logama nje udibana nenqobo esemgangathweni yokufaneleka kwezindlu zoluntu kwaye uneemeko ezizodwa, unokufakwa kuluhlu lwezinto eziphambili.
Abantu abanolwaphulo-mthetho olungaphezulu kweminyaka emi-5 ubudala abayi kwamkelwa zii-PHAs ezininzi. Ukongeza, abo banetyala lobundlobongela / ngokwesondo kunye neentlawulo zokuthengisa iziyobisi nabo baya kunqatshelwa ukufaneleka.
Ukongeza kwiCandelo 8, zikho nezinye ukhetho lwezindlu kwizaphuli-mthetho .
Indlela yokufaka isicelo
Ukuqwalaselwa kwisibophelelo sendlu engxamisekileyo, kusafuneka ugqibe kwinkqubo esemgangathweni yokwenza isicelo. Qala isicelo sakho kwicandelo 8 ujonge uGunyaziwe weZindlu kuLuntu . Nje ukuba ufumane iarhente kwindawo yakho, ungaya khona ugcwalise isicelo.
Okokuqala, kuya kufuneka uhlangabeze zonke iikhrayitheriya zokufaneleka okumiselweyo kwaye upase ukujonga imvelaphi yolwaphulo-mthetho .
Inkqubo esisiseko yokufumana icandelo 8 ibandakanya:
- ube nengeniso ephantsi (ngaphantsi kwama-50% kwizikhokelo zengeniso karhulumente)
- ubungakanani bosapho
- bonisa ubungqina bengeniso
- babe nesazisi esifanelekileyo
-ubungqina bobumi / ubume obusemthethweni
-Akukho kugxothwa kwangaphambili kwimisebenzi enxulumene neziyobisi / ulwaphulo-mthetho.
Kwisicelo, uya kucelwa ukuba ubonise iimeko zakho ezizodwa, ezinje: ngokungenakhaya, ukukhubazeka, ubudala, njl. I-PHA iya kujonga isicelo sakho kwaye ichonge ukuba ukulungele na ukunyukela kuluhlu oluphambili.
Ikwangumbono olungileyo ukuthetha nomntu ovela kwi-PHA yakho ngqo xa usingenise isicelo sakho nawo onke amaxwebhu axhasayo. Qiniseka ukuba ubatsalela umnxeba kube kanye ngeveki ukubakhumbuza ngetyala lakho. Ungabi nazintloni ukufowunela kwaye ubaphazamise.
Abantu abathetha phandle ngeemfuno zabo kunokwenzeka ukuba baviwe. Abo bahlala bethe cwaka bahlala emgceni oqhelekileyo.
Ukuba unemibuzo, zive ukhululekile ukubiza inombolo yasimahla yeHUD: (800) 955-2232.
Ukusetyenziswa kwee-PHAs ezininzi
Kwezinye iidolophu, ii-PHAs zigcwele kangangokuba uluhlu lwabo lokulinda lide kakhulu, kwaye kungathatha ngaphezulu kweminyaka emi-3 ukufumana ikhuphoni lakho. Ezinye ii-PHAs zikhetha ukuvala uluhlu lwazo kangangexesha elithile, ngenxa yokuba zingenako ukuqhubeka nemfuno. Kule meko, i-PHA yakho yendawo izokwazisa xa uluhlu lokulinda luza kuphinda luvulwe, kwaye kuya kufuneka uqiniseke ukuba ufake isicelo ngaphakathi kwelo xesha. Kungathatha iinyanga ezimbalwa ukuya kunyaka ukuze ubhaliso luvulwe kwakhona.
Ukuba uhlangabezana nale meko, kungcono ukufaka isicelo seCandelo 8 ngokusebenzisa ii-PHAs ezininzi zalapha ekhaya. Oku kusemthethweni ngokugqibeleleyo, kodwa abantu abaninzi abazi ngolu khetho. Ukufaka isicelo kugunyaziwe wezindlu ezininzi kunokunciphisa ixesha lakho lokulinda kwaye wandise amathuba akho okufumana uncedo lwezindlu ngokukhawuleza okukhulu.
Nceda uqaphele ukuba kuvunyelwe ngumthetho ukufaka isicelo kwi-PHA efanayo, xa sele usingenisile isicelo sakho. Uhlala ulilungu elisebenzayo kuluhlu lokulinda ngaphandle kokuba urhoxise amaxwebhu akho kwaye ugqibe isicelo sakho.
Ndiza kufumana isaphulelo kwirenti ukuba ndiyafaneleka kuncedo lwezindlu olungxamisekileyo?
Hayi. Nokuba ungafumana iCandelo 8 lokukhetha ikhuphoni ngokukhawuleza ngenxa yeemeko ezizodwa, awuyi kunikwa isaphulelo kwintlawulo yenyanga yerente.
Kuya kufuneka uhlawule irente ngokuxhomekeke kumvuzo wakho. Ngokwesiqhelo, ubuncinci i-30% kwaye ingekho ngaphezulu kwe-40% yengeniso yakho ehlengahlengisiweyo iya kuya ekuhlawuleni irente kunye nezixhobo. Imali oyibhatalayo ngenyanga ayinakuba ngaphantsi kwe- $ 50. Intsalela iya kuhlawulwa ngqo kumnini-mhlaba ngenkxaso karhulumente.
Ndingahlala phi ndakuba ndifumene ikhuphoni leCandelo 8?
Abantu abaninzi ngempazamo bacinga ukuba ukufumana iCandelo 8 kuthetha ukuba kufuneka uhlale kuphuhliso lwezindlu zikawonkewonke okanye iiprojekthi. Nangona kunjalo, akukho nto inokuba kude ngakumbi nenyaniso.
Kukho iiprojekthi zophuhliso lwezindlu ezamkela abaqeshi abanesigqebhezana secandelo 8. Nangona kunjalo, eli phetshana likuvumela ukuba ukhangele elakho ikhaya labucala. Inokuba yindawo yokuhlala okanye ikhaya elinye losapho nakweyiphi na indawo yasekuhlaleni.
Inqobo ekuphela kwayo yeyokuba le ndlu okanye le ndlu kufuneka ihlangabezane nenqobo yokufaneleka yecandelo 8. Ngamanye amagama, umnini-mhlaba wamkela abaqeshi abaneCandelo 8 kwaye oku kuqeshisa kudlulile kuhlolo.
Ukufumana uncedo kunontlalontle
Unokwazi ukuhamba ngokukhawuleza kuluhlu lokulinda kwaye uphinde uliqwalasele ityala lakho ngokucela uncedo kunontlalontle. Le yinkonzo yasimahla enikezelwa ziindidi ezininzi zeearhente.
Nangona kunjalo, uninzi lwabantu alucingi ngolu khetho kwaye lunokuba luncedo kangakanani ekukuncedeni utshintshe imeko yakho.
Nazi iindawo apho unokufumana unontlalontle oya kusingatha ityala lakho:
- ugqirha wakho angakuthumela kunontlalontle
- ezinye iinkqubo zoncedo lwezomthetho zibonelela ngoncedo koonontlalontle
- Inkqubo emangalisayo ye-SOAR inabasebenzi bezentlalo abaqeqeshiweyo ukunceda abantu abakhubazeke ngengqondo
-earhente zalapha ngokuguga zinabasebenzi abanceda abantu abadala ngeemfuno zezindlu
- Amaziko okuhlala azimeleyo aqhutywa ngabantu abakhubazekileyo ngokubanzi anonontlalontle
; Uninzi lweearhente zoluntu ekuhlaleni zinabasebenzi bezexeshana kubasebenzi
Icandelo le-8 Uluhlu lokulinda izindlu ezingxamisekileyo
Nazi iindlela ezimbalwa ezahlukeneyo zokubeka phambili i-HUD icandelo lesi-8 iivawutsha ezikhethwayo zezindlu kufutshane nawe. Qaphela ukuba umenzi-sicelo kufuneka ahlangane nayo yonke eminye imigqaliselo yenkqubo, enjeyengeniso ephantsi, ukuba nezinto ezincinci, ukuhlala kwindawo yolawulo, kunye nezinye iikhrayitheriya.
Naliphi na ikhaya okanye indlu enikiweyo iya kuba yimali esekwe kwingeniso, umqeshi ahlawule iipesenti ezingama-30 yomvuzo wabo wonke wekhaya ngokurenta ipropathi yecandelo 8. Umnini-mhlaba naye kufuneka athathe inxaxheba kule nkqubo. Ezo meko zenkqubo ye-AVC azitshintshi.
Icandelo likaxakeka 8 likwabizwa ngokuba luluhlu oluphambili. Ukuzimisela kusekwe kwinqanaba lamanqaku, ngamanqaku aphezulu, oko kuthetha ukuba umfaki sicelo unokubekwa phezulu kuluhlu lokulinda. Umntu ofuna ivawutsha yokurenta kufuneka abenalo ikhaya elihlangabezana nezinto abazithandayo.
Onke la maqela alandelayo abantu angatsiba uluhlu lokulinda lwecandelo 8 ukufumana ivawutsha engxamisekileyo kwangoko. Okanye banokubekwa phezulu kuluhlu lokulinda xa isigqebhezana esilandelayo okanye indawo yokuhlala ifumaneka kwindawo ohlala kuyo.
- Abemi abadala kunye nabantu abadala, kwaye kunokubakho izindlu ezixhasayo ababonelelwe ngazo kwangoko banikezela ngononophelo lwasekhaya.
- Ukukhubazeka, nokuba kwengqondo okanye umzimba.
- Amagqala kunye namalungu enkonzo nawo angatsiba uluhlu lokulinda ukuze afumane ivawutsha yexakeka likaxakeka ye-HUD yecandelo 8.
- Nabani na oye wasuswa kwenye indawo yokuhlala yoluntu.
- Abasetyhini (okanye amadoda), kunye nabantwana ababalekayo kubundlobongela basekhaya okanye ukuxhatshazwa, banokubekwa kwindawo yokusithela ze emva koko imeko engxamisekileyo idluliselwe kwinkqubo yeCandelo leVawutsha yokukhetha ezeZindlu.
- Ukuba umntu utshabalalise indlu ngomlilo, iflethi okanye intlekele yendalo, banokunikwa kuqala. Kodwa uninzi lwezindlu ze-FEMA ziya kusetyenziselwa bona.
Zonke ezo meko zinokusebenza. Igunya lezindlu zikawonke-wonke elilinganiswe yi-HUD linokubonelela ngolwazi oluthe kratya malunga nemigaqo neemeko, kunye nendlela yokwenza isicelo. Nangona kunjalo, imeko enokwenzeka xa kunikwa ibhondi engxamisekileyo yokukhetha indlu iya kuba ukuba umfaki sicelo ngumntu ophantsi kakhulu okanye umntu okhubazekileyo.
ISebe lezeZindlu noPhuhliso lweeDolophu lenza iinzame ezingakumbi zokubazisa phezulu kuluhlu lwabantu abalindileyo, ukuba ukhetho lwezindlu luyafumaneka.
Ukucela ivawutsha yexesha likaxakeka yeCandelo 8, kwaye ukuzama ukufumana ukubekwa phambili ukutsiba uluhlu lokulinda, ngoko nangoko tsalela ugunyaziwe wendawo yokuhlala yoluntu kwisixeko sakho okanye kwisithili esikufutshane nawe. Ibha yokukhangela ephezulu ingasetyenziselwa ukuyifumana, okanye i-HUD inenombolo yeenkonzo zabathengi (800) 955-2232.
Olunye ukhetho lwezindlu olungxamisekileyo
Nceda uqaphele ukuba Iinkqubo zevawutsha ezikhethiweyo zezindlu zisathatha ixesha ilungiswe. Akukho ziqinisekiso ezivela kuyo nayiphi na iPHA yokuba umntu uza kunikwa kuqala, nokuba ungowuphi na umvelaphi okanye imeko. Ke ngoko, umfaki sicelo akanakubekwa phambili. Ke ngoko, kuya kuthatha ixesha ukufumana uncedo kwirente yenkqubo yeCandelo 8.
Ukuba umqeshi unengxaki ezayo, njengokukhutshwa okanye isaziso sentlawulo okanye ukurhoxa kumnini-mhlaba, zikho ezinye izibonelelo ezikhoyo. Uninzi lwale fomu yoncedo lwezezimali lubonelelwa ngamalizo, ngokungenzi nzuzo, okanye iinkqubo zokuthintela ukungabi namakhaya.
Iziqulatho
- Yintoni iCandelo 8 lezeMali eziNgxamisekileyo zezeMali?
- Ngubani ofanelekileyo kuluhlu lokulinda oluphambili?
- Uncedo olungxamisekileyo lwabantu abakhubazekileyo.
- Ngaba umoni angayifumana indawo yeCandelo le-8 yezindlu ezingxamisekileyo?
- Indlela yokufaka isicelo
- Ukusetyenziswa kwee-PHAs ezininzi
- Ndiza kufumana isaphulelo kwirenti ukuba ndiyafaneleka kuncedo lwezindlu olungxamisekileyo?
- Ndingahlala phi ndakuba ndifumene ikhuphoni leCandelo 8?
- Ukufumana uncedo kunontlalontle
- Icandelo le-8 Uluhlu lokulinda izindlu ezingxamisekileyo
- Olunye ukhetho lwezindlu olungxamisekileyo