Ungabafumana njani oogqirha bamazinyo abancinci nabasimahla. Onke amazwe abonelela ngexabiso eliphantsi okanye ngeendleko zonyango kwiiklinikhi zamazinyo. Ukuba uhlala emaphandleni, kungafuneka uhambe ukufikelela kwenye, uninzi lweeklinikhi zisezidolophini, ngakumbi iidolophu ezinezikolo zamazinyo. Abanye oogqirha bamazinyo bakwanikezela ngonyango lwamaxabiso kwisikali esitshibilikayo, okuthetha ukuba baya kuyinyenyisa imirhumo yabo kumvuzo wakho.
Jonga kwisibhedlele sakho sasesidlangalaleni, izibhedlele ezikhulu kunokuba nazo Iklinikhi yamazinyo yoluntu okanye banokuthumela kwenye. Ungajonga nombutho wamazinyo wombuso, onokufumaneka kwiwebhusayithi ye Umbutho wamazinyo waseMelika (NANTSI LAPHO). I-ADA ikwabonelela ( Imephu ) iluncedo ekuludweliseni zonke iinkqubo zokunyanga amazinyo zasimahla nezinexabiso eliphantsi kurhulumente ngamnye.
Imephu ibandakanya iiklinikhi zesikolo samazinyo, iinkqubo zokufikelela kukhathalelo lwamazinyo, iikliniki zamazinyo, kunye nemibutho ezinikele ekuncedeni abantu ukuba bafikelele kukhathalelo lwamazinyo olufikelelekayo.
Iiklinikhi zesikolo samazinyo
Iiklinikhi zezikolo zamazinyo zinokuba yeyona ndlela ilungileyo yokunyanga iingxaki ezibanzi zempilo yamazinyo. Abafundi bamazinyo kufuneka bafumane uqeqesho emsebenzini kunye namava ngaphambi kokuba babe nelayisensi. Unonophelo lusenokungabi simahla, uninzi lwezikolo zisebenza ngesikali esityibilikayo, kodwa zihlala zifikeleleka kakhulu.
Ukurhweba kukuba uza kuchitha ixesha elininzi usihlalo wamazinyo, nanjengoko abafundi besebenza phantsi kweliso logqirha wamazinyo onelayisensi ekufuneka ephonononge umsebenzi wabo ngononophelo kwaye achithe ixesha elininzi yedwa kunye nomfundi ngamnye kunye nesigulana. kwaye kungafuneka utyelele iklinikhi amatyeli aliqela ukuze ugqibezele isicwangciso sakho sonyango. Unokufumana uluhlu lwezikolo zamazinyo Apha .
Imibutho yokufikelela kukhathalelo lwamazinyo
Eminye imibutho enokukunceda ufumane ikliniki yamazinyo efikelelekayo okanye ukhathalelo lubandakanya Indlela emanyeneyo Umanyano loluntu lwemibutho yesisa.
Ungajonga kwakhona Ulawulo lweziBonelelo neeNkonzo Ezempilo (HRSA), eyona nto iphambili kwisizwe kubemi abangaqinisekiswanga okanye abo basemngciphekweni omkhulu wokukhula kwengxaki zempilo ukuba abafumani lunyango / amazinyo ngokukhawuleza.
Amazinyo asuka entliziyweni kubanjwa imisitho yokhathalelo lwamazinyo yasimahla, ngexesha apho oogqirha bamazinyo banikela ngexesha labo ukubonelela ngonyango lwamazinyo kwabo bangenako ukuwufumana.
Injongo yeNceba unikezela ngonyango lwasimahla kumazinyo kwabo bangenayo i-inshurensi yamazinyo eyoneleyo okanye abanayo i-inshurensi yamazinyo eArizona, Maryland, Pennsylvania naseTexas.
Izifundo zonyango
IZiko leSizwe loPhando lwaMazinyo kunye neCraniofacial (NIDCR), yenye yezo Amaziko kaZwelonke ezeMpilo Urhulumente wobumbano ngamanye amaxesha ufuna amavolontiya aneemeko ezithile zamazinyo, zomlomo, kunye neze-craniofacial ukuze athathe inxaxheba kwizifundo zophando, ezikwabizwa ngokuba luvavanyo lweklinikhi.
Abaphandi banokubonelela abathathi-nxaxheba ngonyango lwamazinyo olunasimahla okanye lwexabiso eliphantsi kwimeko ethile abayifundayo. Ukufumanisa ukuba ngaba kukho iimvavanyo zeklinikhi ze-NIDCR ezinokuhlangabezana neemfuno zakho, ndwendwela iwebhusayithi ye-NIDCR. I-NIDCR kwaye ucofe uvavanyo lwezonyango. Uluhlu olupheleleyo lwazo zonke iimvavanyo zeklinikhi ezixhaswa ngemali, ndwendwela le ndawo .
Lumkela iiwebhusayithi ezingalunganga
Lumkela iiwebhusayithi ezithembisa ukuba ziya kukubonelela ngezintlu zasimahla okanye zexabiso eliphantsi lababoneleli bamazinyo kwindawo yakho. Lumka ukuba bacela ulwazi lwakho loqhakamshelwano okanye bafuna ukuba wenze iakhawunti (nge-imeyile kunye negama lokugqitha) ngaphambi kokuba ungene kwiziko ledatha labo - kwezinye iimeko ezi webhusayithi ziqokelela idatha abanokuzisebenzisa (okanye abazithengisayo) kwiinkampani zentengiso.
Kwabanye, banokukhangela ulwazi abanokuthi balusebenzise ukuba babambe isazisi sakho, njengoko abantu abaninzi besebenzisa i-imeyile kunye negama lokugqitha ukungena kwiiwebhusayithi ezininzi okanye iinkonzo ze-Intanethi ezinolwazi lwezezimali. Kunqabile ukuba ufake ngaphezulu kwekhowudi ye-zip ukuya fumana ugqirha wamazinyo okanye iklinikhi yamazinyo kufutshane nawe.
Iingcebiso zokonga imali kukhathalelo lwamazinyo
Akufanele uphelelwe lithemba ukuba awukwazi ukufikelela kwi-inshurensi yamazinyo kwaye awunayo imali yokuhlawula epokothweni. Zininzi iindlela zokonga imali kukhathalelo lwamazinyo, kubandakanya ezi ndlela zilandelayo:
1. Thatha inxaxheba kwizifundo zonyango
Iiyunivesithi ezininzi kunye nemibutho iphanda iimeko ezithile zamazinyo kunye neendlela zonyango. Umzekelo, uvavanyo lweklinikhi luhlala luphuhliswa ukuvavanya umgangatho wamayeza amatsha onyango, kunye nokuvavanya amachiza, abaphandi bafuna amavolontiya. Ke ngoko unokucinga ngokuthatha inxaxheba kwisifundo sezonyango ngokutshintshela ukhathalelo lwamazinyo lwasimahla, njengokucoca amazinyo ngobulumko okanye ukususwa.
Nangona kunjalo, kuya kufuneka uqaphele ukuba uhlobo lokhathalelo olufumanayo luhlala lufanelekile kwicandelo olifundayo, ke qiniseka ukuba ufumana uvavanyo lweklinikhi oluzimisele ukubonelela ngohlobo lomsebenzi owufunayo. Unokufumana uluhlu lwezilingo zeklinikhi kwindawo yakho kwiZiko leSizwe loPhando lwamazinyo kunye neCraniofacial .
2. Sebenzisa simahla okanye ngexabiso eliphantsi ababoneleli bamazinyo
Oogqirha bamazinyo abaninzi banceda abaguli abangaqinisekiswanga kwaye basebenza kwisilayidi, oko kuthetha ukuba baya kuseta imirhumo yabo ngokusekelwe kumvuzo wakho.
Zininzi iindlela zokufumana oogqirha bamazinyo abasebenza kwisikali esityibilikayo. Nxibelelana nesebe lakho lendawo Indlela emanyeneyo Umanyano lwemibutho yesisa enceda ukuphucula uluntu lwasekhaya. Olunye ukhetho kukunxibelelana nombutho wamazinyo wombuso; Iinkcukacha zabo zonxibelelwano ziyafumaneka kwiwebhusayithi ye Umbutho wamazinyo waseMelika (NANTSI LAPHO).
Ukuba awufumani okanye uhlawule ugqirha wamazinyo osebenza kwisikali esityibilikayo, unokufanelekela ukufumana inkonzo yeklinikhi yonyango yasimahla. Ukufaneleka ngokubanzi kuthintelwe kwizigulana ezinengeniso ephantsi.
3. Khangela amatikiti kunye nolondolozo kwi-intanethi
Ukuba uzama ukugcina imali kukhathalelo lwamazinyo, qiniseka ukujonga iiwebhusayithi kwizivumelwano zemihla ngemihla. Ngamanye amaxesha ezi ndawo zibonelela ngamakhuphoni kwaye zijongana neenkonzo zononophelo lwamazinyo, njengokucoca okanye ukuzalisa. Ukutyelela ezi ndawo kungasindisa ubomi bakho ukuba awuqinisekiswanga, ucinga ukuba ityala lamazinyo linokudibanisa ukuya kumakhulu okanye kumawaka eedola.
4. Bhalisa kwisicwangciso samazinyo sesaphulelo
Kwimali yobulungu yonyaka, ungazibandakanya nesicwangciso samazinyo sesaphulelo, esivumela ukuba ufumane izaphulelo ezibalulekileyo (phakathi kwe-15% kunye ne-60%) kwiindleko zamazinyo, ukuba nje usebenzisa oogqirha bamazinyo abazamkelayo ezi zicwangciso. Khangela izicwangciso kwindawo yakho kwi-DentalPlans.com ukuze ubone ukuba kukulungele.
5. Sebenzisa iinkonzo zabafundi bamazinyo.
Abafundi bamazinyo kufuneka bafumane amava ngaphambi kokuba baphumelele kwaye babe nelayisensi. Inokubanceda bafumane amava ngelixa kwangaxeshanye befumana ukhathalelo lwamazinyo ngexabiso eliphantsi kakhulu, kwaye abafundi basebenza phantsi kweliso logqirha wamazinyo okanye ococeko lwamazinyo. Ndwendwela i-ADA kwi-Intanethi ukufumana izikolo zamazinyo kwindawo yakho.
6. Jonga ukuba isaphulelo siyafumaneka na
Oogqirha bamazinyo abaninzi bayaqonda ukuba ezinye izigulana azinayo i-inshurensi. Ukuze bangabuyisi abathengi ababhatalayo, banokuthi batyekele ekukuncedeni, ngakumbi ukuba bayavumelana nemeko yakho. Ke ngoko, yazisa ugqirha wamazinyo ngeinshurensi yakho okanye imeko yezemali kwaye uzame ukuthetha-thethana ngebhili yakho kwangaphambili. Sebenzisa iindlela ezilungileyo zothethathethwano kwaye, ukuba kunokwenzeka, ukubhukisha idinga ngexesha elicothayo loshishino kunokunyusa amathuba akho okufumana isaphulelo.
7. Zimisele ukuhlawula kwangaphambili
Le yincam encinci enokukufumanela izaphulelo rhoqo. Ngokophando lwaseCalifornia, uninzi lwamazinyo lukulungele ukunciphisa ixabiso nge-5% ukuba abaguli bakulungele ukuhlawula ngaphambili.
8. Thatha ukhenketho lwamazinyo
Ukuya kwamanye amazwe kungabiza kakhulu, kodwa kunokuba yinto efanelekileyo xa ufuna umsebenzi obiza kakhulu. Nangona kunjalo, ukufumana unyango lwamazinyo phesheya kunokuba nzima; Ukongeza kumalungiselelo ohambo oya kuyenza, kuya kufuneka uthathele ingqalelo imigaqo kunye nemigangatho yokhathalelo enikezelwa phesheya. Ukuba kunokwenzeka, thethana nodokotela wamazinyo eUnited States uthathe isigqibo sokuba ngaba uya kwelinye ilizwe ukuze ufumane inkonzo yamazinyo sisigqibo esifanelekileyo kwiimfuno zakho ezithile.
9. Ukunikezelwa kweenkonzo zokunaniselana
Ukuba uneseti ekhethekileyo yezakhono, ukurhweba kunokukhetha. Ukuba ugqirha wamazinyo ungumnini wendlela yakhe yokusebenza, banokufuna umntu onokunceda ishishini ukuba libonakale okanye liqhube ngokufanelekileyo. Umzekelo, ukuba ungumgcini zimali ofanelekileyo, umphuhlisi wewebhu, umzobi wegraphic, okanye umcebisi wentengiso, unokukwazi ukurhweba ngeenkonzo zakho zonyango lwamazinyo. Khangela iiwebhusayithi ezinaniselwano ukuze ufumane amathuba.
10. Fumana umsebenzi wesingxungxo kunye nezibonelelo zamazinyo
Nangona imisebenzi emininzi ifuna ukuba ube ngumqeshwa wexesha elizeleyo ukuze ufumane izibonelelo zeinshurensi, ezinye ziyaguquguquka. Unokufuna ukukhangela umsebenzi wesingxungxo ngezibonelelo zeinshurensi yezempilo. Ngethuba nje udibana nenani elincinci leeyure ezisetyenzisiweyo inyanga nenyanga, unokulungela i-inshurensi yamazinyo kunye neyempilo.
11. Sebenzisa izixhobo ze
urhulumente Imibutho emininzi karhulumente isekiwe ukunceda abantu abamkela imivuzo ephantsi kunye nabantu abangaqinisekiswanga ukuba bafumane ukhathalelo lwempilo abalifunayo. Le mibutho iquka Ulawulo lweziBonelelo neeNkonzo Ezempilo (HRSA), esona sixhobo siphambili kubemi abangaqinisekiswanga okanye abo basemngciphekweni omkhulu wokukhula kwengxaki zempilo ukufumana uncedo. I-HRSA ibonelela ngoluhlu lwabanikezeli bamazinyo bexabiso eliphantsi kwindawo yakho onokuthi uvumeleke.
Ukuba ungumzali, unokusebenzisa eli thuba Inkqubo yeinshurensi Ugqirha waBantwana (i-CHIP Medicaid), oya kuthi ancede ekuhlawuleni abantwana kunye nonyango lwamazinyo.
12. Fumana uluvo lwesibini
Awunakusoloko ukwazi ukugcina imali kwiibhili zakho zamazinyo. Ke ngoko, kuya kufuneka ufune uluvo lwesibini ukuba ugqirha wamazinyo ucebisa ngomsebenzi obalulekileyo okanye obizayo. Ungonga imali eninzi ngokungahlawuli into engabalulekanga.
13. Tyelela umbutho ongajonganga kwenza nzuzo
Kukho imibutho eliqela ebhalisiweyo engenzi nzuzo ebonelela ngonyango lwamazinyo simahla. Njengokuba, Amazinyo asuka entliziyweni kubanjwa imisitho apho oogqirha bamazinyo banikela ngexesha labo nezixhobo zabo ukubonelela ngonyango lwamazinyo kwabo bangenako ukuwufumana.
Injongo yeNceba ngumbutho ongajonganga kwenza nzuzo obonelela ngonyango lwamazinyo lwasimahla (kunye nonyango lwasimahla kunye nemigqaliselo yasimahla) kwabo bangenayo i-inshurensi yamazinyo eyoneleyo okanye abanayo i-inshurensi yamazinyo. Nangona kunjalo, iinkonzo zeMission of Mercy zikhawulelwe kwizigulana eArizona, eMaryland, ePennsylvania naseTexas.
Igama lokugqibela
Ngelixa kulungile ukugcina imali kukhathalelo lwamazinyo, eyona nto iphambili ekufuneka uyenzile kukugcina amazinyo akho mihla le. Nangona iingxaki ezininzi zamazinyo, ezinje ngamazinyo obulumko achaphazelekileyo kunye neziqhekeza ngamanye amaxesha, zinokuthinteleka, ungabunciphisa ubukho kunye neendleko zeengxaki ezininzi ngokusebenzisa iindlela zokukhusela.
Nangona kunjalo, kubalulekile ukuba ukhumbule ukukhathalela iingxaki zamazinyo xa kufanelekile ngexesha elifanelekileyo. Into yokugqibela ofuna ukuyenza kukuyeka iingxaki zakho zibe mandundu ngokungazihoyi; Oku kunokubangela ukubandezeleka kwexesha elide kunye neengxaki zempilo ezongezelelweyo, kwaye kuya kukubiza kakhulu kwixesha elide.
Iziqulatho