Ngaba ndifanele ndiyithenge i-inshurensi nge-iPhone yam? Iinketho zakho zichaziwe.

Should I Purchase Insurance







Zama Isixhobo Sethu Sokuphelisa Iingxaki

Uthengela i-iPhone entsha kwaye umlingane wentengiso kwivenkile yefowuni yakho ekufutshane ubuza ukuba uyafuna na ukuthenga i-inshurensi. Ewe, ii-iPhones zibiza kakhulu, kwaye abasebenzi kwivenkile bathi kufanelekile ngokuqinisekileyo bathenge i-inshurensi- kodwa bayabhatalwa ukuyithetha loo nto. Nguwuphi umahluko phakathi kwe-inshurensi yenethiwekhi kunye neAppleCare + ka-Apple? Yimalini i-inshurensi ngokwenene iindleko ekuhambeni kwexesha? Kule nqaku, ndiza kukunceda uphendule umbuzo, 'Ngaba ndingayithenga i-inshurensi nge-iPhone yam?' Ngokucacisa isebenza njani i-inshurensi ye-AT & T, Verizon, kunye ne-Sprint ye-iPhone kwaye umahluko phakathi kwe-inshurensi yenethiwekhi kunye neAppleCare + .





Eli nqaku lijolise kwiiplani ze-inshurensi 'ezinkulu ezintathu' ze-inshurensi kunye ne-AppleCare + 'i-inshurensi' yee-iPhones, ebonisa ukulunga kunye nokubi kwesicwangciso seinshurensi nganye.



Ngaba i-inshurensi ye-iPhone ixabisekile?

Yintoni i-inshurensi ye-iPhone eneneni egubungela ukwahluka kwisicwangciso sokucwangcisa. Nangona kunjalo, phantse zonke izicwangciso zeinshurensi zigubungela iziphene zomenzi kunye nomonakalo ngengozi. Kodwa ngaba i-inshurensi ye-iPhone ixabisile? Kuxhomekeke kuwe.

Umzekelo, abanye abantu banonophele kakhulu kwii-iPhones zabo kwaye abanye bahlala kwiindawo ezinobungozi obuphezulu bobusela obuphathekayo. Ndithenga i-inshurensi ye-iPhone kuba ndiyathanda ukulahla ifowuni yam kwaye ndihlala kwisixeko esikhulu ngenqanaba elithile lolwaphulo-mthetho. Ndingazithethelela iindleko zenyanga zesicwangciso seinshurensi kuba ezi zinto zishiya umngcipheko omkhulu wokophula i-iPhone yam nokuba ibiwe.

I-iphone 8 kunye ne-dfu mode

Ekugqibeleni, andinakukunika impendulo eqinisekileyo malunga nokuba ungayithengi i-inshurensi kwi-iPhone yakho. Konke kuxhomekeke kwimeko yakho kwaye uzithemba kangakanani ukuba ungalahli i-iPhone yakho kwindlu yangasese.





I-inshurensi ye-iPhone: Abaphetheyo

Masithi uthathe isigqibo sokuthenga i-inshurensi ye-iPhone. Enye yeendlela ezifanelekileyo zokuthenga i-inshurensi ngumphathi wakho. Kungenxa yokuba zonke iindleko zibekwa kwityala lakho lenyanga kwaye unokumisa ngokubanzi kwindawo yokugcina izinto zentengiso yendawo yakho ukuze ufake ibango leinshurensi.

Zonke izinto ezinkulu 'ezintathu ezinkulu' eziphathwayo (i-AT & T, iSprint, kunye neVerizon) banezicwangciso zabo zeinshurensi- nganye ineempawu ezahlukeneyo. Ndiliqhekezile eli candelo lenqaku phantsi ukuqaqambisa ukulunga, iingozi, kunye neenkcukacha zexabiso lesicwangciso ngasinye esibonelelwa ngumphathi waso ukukunceda ufumane enye ehlangabezana neemfuno zakho.

I-inshurensi ye-iPhone ye-AT & T

I-AT & T ibonelela ngezicwangciso ezintathu ze-inshurensi ye-iPhone: i-Inshurensi yeSelfowuni, iPakethi yokuKhuselwa kweselfowuni, kunye nePakethe yokuKhusela izixhobo ezininzi Zontathu ezi zicwangciso zigubungela ubusela, umonakalo, kunye nokungasebenzi kakuhle, zikunika ingqondo xa uphuma-kwaye-nge-iPhone yakho.

Ukutsalwa:

Ukuba uphula ukulahlekelwa yi-iPhone yakho, i-deductible yi- $ 199 yee-iPhones kunye nee-iPads zangoku. Nangona kunjalo, oku kuncitshiswayo kwehla ngexabiso emva kweenyanga ezintandathu kunye nonyaka omnye kungekho mabango e-inshurensi. Imali ekhutshiweyo kunye nenyanga yongezwa kwityala lakho lenyanga ngokuzenzekelayo.

Izicwangciso:

Izicwangciso ze-AT & T ziyahluka kwiimpawu kunye nokugubungela. Ndiphule nganye nganye ngezantsi:

  • I-inshurensi yeselfowuni- $ 7.99
    • Amabango amabini kwinyanga ezilishumi elinambini.
    • Ukukhuselwa ekulahlekelweni, ukubiwa, ukonakala kunye nokungasebenzi kakuhle kwewaranti.
    • Ukwala ukuDanjiswa:
      • Iinyanga ezintandathu ngaphandle kwebango - gcina iipesenti ezingama-25
      • Unyaka omnye ngaphandle kwebango - gcina iipesenti ezingama-50
  • Ipakethi yoKhuseleko lweSelfowuni- $ 11.99
    • Amabango amabini kwinyanga ezilishumi elinambini.
    • Ukukhuselwa ekulahlekelweni, ukubiwa, ukonakala kunye nokungasebenzi kakuhle kwewaranti.
    • Ukwala ukuDanjiswa:
      • Iinyanga ezintandathu ngaphandle kwebango - gcina iipesenti ezingama-25
      • Unyaka omnye ngaphandle kwebango - gcina iipesenti ezingama-50
    • Inkxaso yezobuchwephesha.
    • Khusela ngakumbi-Isoftware ethi itshixe kwaye icime isixhobo sakho esiphathwayo.
  • Ipakethe yokuKhuselwa kwezixhobo ezininzi- $ 29.99
    • Amabango amathandathu kwinyanga ezilishumi elinambini.
    • Ukukhuselwa ekulahlekelweni, ukubiwa, ukonakala kunye nokungasebenzi kakuhle kwewaranti.
    • Ukwala ukuDanjiswa:
      • Iinyanga ezintandathu ngaphandle kwebango - gcina iipesenti ezingama-25
      • Unyaka omnye ngaphandle kwebango - gcina iipesenti ezingama-50
    • Inkxaso yezobuchwephesha.
    • Khusela ngakumbi-Isoftware ethi itshixe kwaye icime isixhobo sakho esiphathwayo.
    • Igubungela izixhobo ezintathu ezahlukeneyo kubandakanya i-iPad yakho okanye enye ithebhulethi exhaswayo.
    • Ukulungiswa kunye nokutshintshwa kwamacwecwe afanelekileyo angaxhunyiwe, umzekelo, i-Wi-Fi yakho kuphela i-iPad ingongezwa kwisicwangciso sakho se-inshurensi.

Uphengululo lweinshurensi ye-iPhone ye-AT & T

Lilonke, izicwangciso ze-inshurensi eziphathwayo ze-AT & T zibonakala ngathi yinto eqinisekileyo kwabo bafuna ukukhusela i-iPhone yabo kumonakalo nakubusela. Nangona ukuncitshiswa kuncinci ekuqaleni, kuyehla ekuhambeni kwexesha kwaye kufaneleke ngakumbi emva konyaka ngaphandle kwamabango. Ngaphezulu koku, imali eyi- $ 7.99 yenyanga ayoyiki ngokukhusela i-iPhone yakho entsha ekhazimlayo.

Kubalulekile ukuba uqaphele ukuba iPakethe yoKhuselo oluShukumayo ayinakufanelekela ukuba ixabise i $ 4 ngenyanga ngenyanga kwi-Inshurensi yeSelfowuni. I-Apple yasimahla yokufumana isicelo sam se-iPhone isebenza ngokufanayo neProtect Plus, kwaye kukho intabalala yemithombo yenkxaso yetekhnoloji yasimahla kwiwebhu (inqaku: ufunda enye ngoku).

I-inshurensi ye-iPhone ye-Sprint

I-Sprint inezicwangciso ze-inshurensi ezimbini ezihambayo: Ukhuseleko lwezixhobo ezipheleleyo kunye noKhuseleko lwezixhobo ezipheleleyo. Ezi zicwangciso zibonelela ngeentsimbi ezingaphezulu kunye neempempe kunabo bakhuphisana nabo, kodwa nazo zikwimilinganiselo ephezulu yexabiso. Kwicala eliqaqambileyo, zonke izicwangciso zibonelela ngezixhobo ezikhawulezayo zokubuyisela ii-iPhones ezaphukileyo, ezilahlekileyo kunye nezibiweyo.

Ukutsalwa:

Amaxabiso ancitshisiweyo ahluka phakathi kwe- $ 50 ukuya kwi-200 yeedola ngebango, nangona ii-iPhones ziphakathi kwe- $ 100 ukuya kwi-200. Njengoko kulindelwe, le ntlawulo ihlawuliswa kuphela ukuba i-iPhone yakho yonakele okanye ibiwe. Ixabiso lokutsalwa ngolu hlobo lulandelayo:

$ 100

  • IPhone SE
  • Ifowuni ye-5C

$ 200

  • I-iPhone 7
  • I-iPhone 7 Plus
  • Kwi-iPhone 6S
  • I-iPhone 6S Plus
  • IPhone 6
  • I-iPhone 6 kunye

Izicwangciso:

Njengoko benditshilo ngaphambilana, izicwangciso ze-inshurensi zika-Sprint zineentsimbi ezimbalwa kunye neempempe ngaphezulu kwezinye i-inshurensi ezinkulu ze-Big Three. Nangona kunjalo, nangona oku engqondweni, izicwangciso ze-Sprint zichanekile kakhulu. Ndizophule ezantsi:

  • Ukukhuselwa kwezixhobo zizonke- $ 9-11 ngenyanga (Kuxhomekeke kwisixhobo)
    • Ukukhuselwa kwilahleko, ubusela, ukonakala kunye nezinye izinto ezingalunganga ze-iPhone.
    • Ukutshintshwa koSuku olulandelayo kunye namabango angama-24/7, ngenxa yoko awusoze ungabikho ngaphandle kwe-smartphone.
    • 20GB yokugcina ilifu kwiifoto kunye neevidiyo zakho kwisicelo segalari yeSprint ye-Android kunye ne-iPhone ..
  • Isixhobo sokukhusela izixhobo ngokudibeneyo- $ 13 ngenyanga
    • Yonke into ebandakanywa sisicwangciso soKhuselo lwezixhobo.
    • Ukufikelela kwinkxaso ye-tech kunye nokufikelela kwisicelo senkxaso yesoftware yeSprint.

Uvavanyo lwe-Inshurensi ye-iPhone ye-Sprint

Kuhle ukuba izicwangciso zeSprint ziza kugcinwa kwelifu kwiifoto zakho, kodwa andicingi ukuba kunyanzelekile ukuba kuthathelwe ingqalelo inani lezicelo zokugcina ifu zasimahla ezikhoyo kwiVenkile ye App. Nangona kunjalo, ezi zicwangciso zeinshurensi ziyakukhusela nakuphi na ukungahambi kakuhle okunokuthi kungene kwi-iPhone yakho, ngenxa yoko kufanelekile ukujongwa ukuba ufuna ilahleko kunye nokhuselo lobusela kwaye usebenzise iSprint.

Andicingi ukuba isiXhobo soKhuselo seXabiso leZixhobo zonke sixabisa umrhumo wenyanga, nangona kunjalo. Ivenkile yeApple iyakukunceda ngesixhobo sakho ukuba siphantsi kwewaranti, kwaye zininzi izibonelelo zasimahla ezikwi-Intanethi eziza kukunceda ngazo naziphi na iimpazamo zobuchwephesha ofuna uncedo kuzo.

I-inshurensi yeVerizon ye-iPhone

Njenge-AT & T kunye ne-Sprint, iVerizon ineeplani zeinshurensi ezininzi ezinezibonelelo ezahlukeneyo, amaxabiso kunye neempawu ezizodwa. Nangona kunjalo, indlela yeVerizon yahlukile kuba kukho izicwangciso ezingakumbi kunye netshathi entsokothileyo ethe kratya. Nangona kunjalo, ukwenza ukuba kube lula kuwe, ndiphule amaxabiso kunye nezibonelelo ezantsi kwakho.

indlela yokukhuphela usetyenziso kwi-iphone

Ukutsalwa:

Kwizicwangciso zeinshurensi zeVerizon, kukho amanqanaba amathathu ahlukeneyo amaxabiso atsalelayo: $ 99, $ 149, kunye ne- $ 199. Njengoko kulindelwe, ezi ntlawulo ziyahlawuliswa xa isixhobo sakho sonakele, sibiwe, okanye ngenye indlela sidinga ibango leinshurensi. Kwii-iPhones, amaxabiso atsalwayo ngolu hlobo lulandelayo:

$ 99:

  • Ifowuni ye-5
  • Ifowuni ye-4S

$ 149:

  • IPhone 6
  • I-iPhone 6 kunye

$ 199:

  • Kwi-iPhone 6S
  • I-iPhone 6S Plus
  • I-iPhone 7
  • I-iPhone 7 Plus

Izicwangciso:

Amaxabiso esicwangciso esiphathwayo sikaVerizon asusela kwi- $ 3 ngenyanga ngesixhobo ngasinye esiya kwi- $ 11 ngenyanga ngesixhobo ngasinye. Ndiphule iinketho ezine ze-inshurensi engezantsi:

  • Iwaranti yeVerizon eyandisiweyo engenantambo- $ 3 ngenyanga
    • Igubungela iziphene zezixhobo emva kokuba iwaranti yomenzi iphelelwe lixesha.
    • Umonakalo ngengozi, ubusela, kunye nelahleko azikho.
  • Ukutshintshwa kwefowuni engenazingcingo- $ 7.15 ngenyanga
    • IVerizon iya kuthatha indawo yezixhobo ezilahlekileyo, ezibiweyo kunye nezonakalisiweyo kwiirhafu ezidwelisiweyo ezingentla.
    • Ngaphandle kwezixhobo zewaranti hayi egqunywe ngokuchasene neziphene zomenzi.
    • Ukutshintshwa kabini kwisithuba seenyanga ezilishumi elinambini.
  • Iyonke uKhuseleko lweSelfowuni- $ 11.00 ngenyanga
    • I-Verizon iya kuthatha indawo yezinto ezilahlekileyo, ezibiweyo, ezonakeleyo, kunye nezixhobo zewaranti kwiirhafu ezidwelisiweyo ezingentla.
    • Ukufikelela kwi-app yokufumana ifowuni elahlekileyo yeVerizon.
    • Inkxaso yefowuni engenamkhawulo kwiingxaki zobuchwephesha.
    • Ukutshintshwa kabini kwinyanga ezilishumi elinambini

Uhlolo lwe-inshurensi ye-Verizon iPhone

Ndingumlandeli wezicwangciso zeinshurensi zikaVerizon kuba zikunika ukhetho xa ukhetha ubungakanani bokugubungela isixhobo sakho. Umzekelo, ukuba awulungelanga ukophula iifowuni kodwa uhlala uzigcina zidlule kwixesha le-Apple, i-Warranty plan iya kukugubungela kwiziphene ngexabiso eliphantsi.

Ngokoluvo lwam, uKhuseleko lweFowuni engenazingcingo yeyona nto ibalulekileyo kwezi zicwangciso zintathu. Inendleko eziphantsi zenyanga kwaye igubungela ilahleko, ubusela kunye nokonakala ngengozi. Kwaye ngelixa iziphene zomenzi zingagutyungelwanga, izixhobo ze-Apple zibandakanya unyaka omnye wewaranti ye-Apple, ke ukuba uyayiphucula ifowuni yakho rhoqo, ndingathi kukubheja okukhuselekileyo ukugcina imali ngaphezulu kwesicwangciso soKhuseleko lweSelfowuni.

Njengazo zonke izicwangciso endixubushe ngazo, andicingi ukuba isicwangciso sokuBuyisa esiSelfowuni sokufumana iifowuni kunye nenkxaso yezobuchwephesha zixabisa iindleko ezongeziweyo zenyanga. I-Apple yasimahla yokufumana isicelo sam se-iPhone kunye neebhloko zeblog online (ezinjengePayetteForward!) Kufuneka ibe ngaphezulu kunokwaneleyo ukukunceda ngayo nayiphi na into embi ephathekayo.

I-inshurensi engaphakathi endlwini ye-Apple: AppleCare +

Okokugqibela, sifika kwimveliso ye-inshurensi ka-Apple: AppleCare +. Esi sicwangciso sahlukile kwiminikelo emikhulu emiThathu kuba awuhlawuli inyanga nenyanga: kukho enye, $ 99 okanye $ 129 yeminyaka emibini yokugubungela, kuxhomekeke kwisixhobo sakho. Umyinge kufuneka uthengwe ngokuthe ngqo kwiApple kwisithuba seentsuku ezingamashumi amathandathu uthenga i-iPhone yakho. Ukuba ithengiwe kwi-Intanethi, iApple iya kuqhuba isoftware yokuqonda kude kwifowuni yakho ukuqinisekisa ukuba ayikonakali.

Amaxabiso:

Amaxabiso eAppleCare + athe ngqo kakhulu: I-iPhone 6S kunye nabasebenzisi abatsha bahlawula i-129 yeedola kwiminyaka emibini yokugubungela kunye nomonakalo weedola ezingama-99 kwaye abasebenzisi be-iPhone SE bahlawula i- $ 99 ngaphambili kunye ne- $ 79 yexabiso. Njengoko ubona, le nto iphantsi kakhulu kunezicwangciso ze-inshurensi ezinkulu eziThathu kwaye ithatha uxinzelelo lokuhlawulela inkonzo inyanga nenyanga.

Iimbonakalo:

  • Ukubonelela ngomonakalo wengozi kunye neziphene zomenzi.
  • Amabango amabini omonakalo ngengozi avunyelwe ngexesha leenyanga ezingama-24 zewaranti.
  • Inkxaso yesoftware ibonelelwa yiApple kwifowuni kunye nasevenkileni.

Eyona nto iphambili kwi-AppleCare + kukuba ayigqubutheli ii-iPhones ezilahlekileyo okanye ezibiweyo. Ukuba ulahlekelwe yi-iPhone yakho, iApple ayizukuyifaka endaweni yokuphakanyiswa kwamaxabiso, nokuba uthenge iAppleCare + okanye hayi. Ngelishwa, ukulahleka kwe-iPhone kuthetha ukuba kuya kufuneka uthenge entsha ngexabiso lentengiso elipheleleyo.

Nangona kunjalo, ukuba awuyifuni ilahleko okanye ukhuselo lobusela, ndicinga ukuba iAppleCare + lolona khetho kubasebenzisi abaninzi be-iPhone. Ixabiso eliphambili liphantsi kwaye ukuncitshiswa komonakalo kusezantsi kakhulu kunokhuphiswano oluvela kwi-Big Three. Ukongeza, iiVenkile zeApple ngokubanzi zinokutshintsha i-iPhone yakho kuloo ndawo, ngoko ke awushiywanga ulinde ukuba ifowuni entsha ithunyelwe kuwe ivela kumphathi wakho.

I-iphone ihlala icela ukungena kwi-icloud

Yonwabela i-iPhone engenaxhala

Apho unayo: ukujikeleza izicwangciso zeinshurensi ye-iPhone ezivela kwi-AT & T, Sprint, Verizon, kunye neApple. Ndiyathemba ukuba eli nqaku likuncede ekufumaneni i-iPhone eyiyo yokugubungela iimfuno zakho. Kumazwana, ndixelele ukuba ucinga ukuba i-inshurensi ye-iPhone ixabisa imali-ndingathanda ukuva ukuthatha kwakho!