Amakhadi ahlawulelwa kwangaphambili eMelika. Amakhadi ebhanki ahlawulwa kwangaphambili akuvumela ukuba uguqule imali yakho ibe Eyona ndlela intle yokuhlawula , unako thenga kwi-Intanethi . Ungasebenzisa amakhadi ahlawulwe kwangaphambili ukubuyisela indawo iakhawunti yokutshekisha okanye ukunceda kuhlahlo-lwabiwo mali lwenyanga, kwaye kulula ukuyifumana. ikhadi elihlawulelwa ngaphandle kokuchaphazela ityala lakho .
Unokusebenzisa amakhadi ebhanki ahlawulelwa kwangaphambili ukuhambisa imali amalungu osapho lwakho ukuya. Ukuba uthumela umntwana wakho kwivenkile enekhadi le- $ 100 elihlawulelwa kwangaphambili oza kulisebenzisa ekuboneleleni ngesikolo, uya kuqinisekisa ukuba ababuyi ekhaya neNintendo switch.
Awona makhadi ebhanki ahlawulelwa kwangaphambili aneemali ezincinci, kwaye ezinye zipakishwe ngezinto ezifanelekileyo. Sizinciphisile iinketho zokwenza ukuba isigqibo sakho sibe lula-nantsi eyona makhadi ahlawulwa kwangaphambili we-2021.
Amakhadi aphezulu okuhlawulwa kwangaphambili
| Ikhadi | Intlawulo yenyanga | Oomatshini beATM | Min Idiphozithi |
|---|---|---|---|
| I-Brink ihlawulelwe i-Mastercard® | $ 9.95 (ukuya kuthi ga kwi-5 yeedola ubuncinci iidola ezingama-500 kwiidipozithi ngqo) | $ 2.50 ngentengiselwano nganye | Iyahluka ngokwendawo |
| Ikhadi elihlawulelwa kwangaphambili leNetSpend® Visa® | $ 9.95 (ukuya kuthi ga kwi-5 yeedola ubuncinci iidola ezingama-500 kwiidipozithi ezithe ngqo zenyanga) | $ 2.50 ngentengiselwano nganye | $ 10 |
| PayPal Mastercard® ehlawulwa kwangaphambili | $ 4.95 | $ 1.95 ngentengiselwano nganye | $ 10 |
| IKroger IMIBUZO Yekhadi leVisa® elihlawulelweyo | $ 4.95 | $ 2.50 ngentengiselwano nganye | $ 10 |
| Isihlanu Okwesithathu Ukufikelela kwiKhadi elihlawulelwa ngokutsha ° | $ 4 (ayisebenzi ekujongeni abathengi okanye nakubani na okungenani ane- $ 500 kwiidipozithi ezithe ngqo zenyanga) | $ 0 kwinethiwekhi, $ 2.75 ngaphandle kwenethiwekhi | $ 0.01 kwisebe; $ 1.00 kwiATM |
| Ikhadi leVisa elihlawulelwa kwangaphambili le-MOVO | $ 0 | $ 2 | Iyahluka ngokwendawo |
| IAmerican Express Serve® | $ 6.95 ($ 0 ubuncinci $ 500 kwiidipozithi zenyanga) | $ 0 kwinethiwekhi, $ 2.50 ngaphandle kwenethiwekhi | $ 20 (ingahluka ngokuthengisa) |
I-Brink Prepaid Mastercard® -Eyona ilungileyo ngokuGcina
- Ixabiso lomvuzo: N / A.
- Isibonelelo sokwamkela: N / A.
- Umrhumo wonyaka: Imali eguquguqukayo yenyanga
- I-APR rhoqo: Ayikho
- Ukudluliselwa kweBhalansi kwi-APR: N / A.
- Intengo yokuthenga i-APR: N / A.
Ikhadi le-Brink Prepaid Mastercard® ligcwele izinto ezivumela ukuba lula kunye nokuguquguquka. Unokwazi ukufumana umvuzo wakho okanye izibonelelo zikarhulumente iintsuku ezimbini ngokukhawuleza xa ubhalisela idiphozithi ngqo. Kwaye unokuhlala ujonga ibhalansi yakho kunye nokutshekishwa kwidipozithi ekuhambeni neapp. Ukuthenga okuthile kunokubuyisa nemali yekhadi lakho ukuba ukhetha isithembiso kwangaphambili.
Nangona kunjalo zininzi iifizi ekufuneka ziqwalaselwe. Unokukhetha isicwangciso sokuhlawula njengoko usiya ku- $ 1.50 ngentengiselwano nganye okanye isicwangciso senyanga se- $ 9.95. Isicwangciso senyanga sincitshisiwe saya kwi-5 yeedola ukuba ufumana ubuncinci i-500 yeedola kwimirholo okanye kwiidipozithi ngqo zezibonelelo zikarhulumente ngalo naliphi na ixesha. Oku kukunika ukufikelela kwiakhawunti yokonga ngokuzithandela kunye ne- $ 10 kukhuseleko lokuthenga. Uya kuhlawuliswa ngokunyusa abathengisi, ukurhoxa, ukujonga imithwalo, kunye nokungasebenzi.
INetSpend® Visa® iKhadi elihlawulelwa kwangaphambili-Eyona ilungele iMivuzo yeMali
- Ixabiso lomvuzo: N / A.
- Isibonelelo sokwamkela: N / A.
- Intlawulo yonyaka: Ukuya kuthi ga kwi-9.95 yeedola ngenyanga *
- I-APR rhoqo: Ayikho
- Ukudluliselwa kweBhalansi kwi-APR: N / A.
- Intengo yokuthenga i-APR: N / A.
Ikhadi elihlawulelwa kwangaphambili leNetSpend® Visa® libonelela ngokulula kukhetho oluphezulu kunye nokufikelela ngokulula kwiakhawunti nakwi-app. Kwaye, eli khadi linikezela ngemali yokubuyisela imali esekwe kwindlela ochithe ngayo imali, ukuze ufumane imali kwiakhawunti yakho xa uthenga izinto onokuzenza. Uyakufumana kwakhona amandla okulayisha okutshekisha, iakhawunti yokonga, kunye nezixhobo zemali ukuseta uhlahlo-lwabiwo mali olukwi-Intanethi.
INetSpend ikuvumela ukuba uhlawule njengoko uhamba, utshaja i-2 yeedola ngentengiselwano nganye okanye uhlawule umrhumo wenyanga wentengiselwano engenamda. Uya kuhlawula kwakhona ukulayishwa kwemali, ukurhoxiswa, kunye nokungasebenzi, kodwa akukho ntlawulo yokulayisha iitshekhi kwi-mobile app. two_cents_text = Kwimeko apho ufuna esinye isizathu sokuchitha yonke imali oyirholileyo, iNetSpend inikezela ngetshekhi yasimahla yokulayisha kunye nokukuvuza ngokuthenga okuthile.
I-PayPal Prepaid Mastercard®: lolona khetho lufanelekileyo kubasebenzisi abaqhelekileyo
- Ixabiso lomvuzo: N / A.
- Isibonelelo sokwamkela: N / A.
- Umrhumo wonyaka: Imali eguquguqukayo yenyanga
- I-APR rhoqo: Ayikho
- Ukudluliselwa kweBhalansi kwi-APR: N / A.
- Intengo yokuthenga i-APR: N / A.
I-PayPal Prepaid Mastercard® yikhadi elilula lokubhatalwa kwangaphambili elinentlawulo ephantsi yenyanga kunye nezithintelo ezimbalwa. Unokufumana imali kwiivenkile ezithile xa uthenga ngekhadi lakho, kwaye ungabhalisela iakhawunti yokonga izivuno eziphezulu. Ngelixa izakuhlawula ukukhutshwa kwemali, ukulayishwa kwitshekhi ephathekayo, kunye nokongeza imali kwiivenkile zentengiso, akukho mrhumo wokungasebenzi. Kwaye umrhumo wenyanga uhlala uphantsi nokuba ukhetha ukubhalisela idiphozithi ngqo okanye hayi. two_cents_text = Ungafumana ukuthengiselana okungenamkhawulo ngeli khadi elingaphantsi kwexabiso le-latte.
I-RushCard® iVisa ehlawulelwa kwangaphambili: Eyona ilungele ukufikelela kwi-ATM
Eli khadi likuvumela ukuba ukhuphe imali simahla nakweyiphi na i-ATM yeMoneyPass kwaye ungaphatha ngokulula iakhawunti yakho kwi-intanethi okanye kwiapp.
- Imirhumo yenyanga: $ 7.95
- Iindlela zokubuyisela kwakhona: 5
- Ii-ATM: Ii-ATM ezingama-32,000 ze-MoneyPasss
- Amanqaku alula: 3 / 5.0
Ikhadi leRushCard® Prepaid Visa® elicwangcisiweyo linesicwangciso sokusetyenziswa nganye esixabisa i- $ 1 ngentengiselwano nganye, okanye ungahlawula umrhumo wenyanga oyi- $ 7.95 yeentengiselwano ezingenamda. Ixabiso liyehla ukuya kwi-5.95 yeedola ukuba ubunediphozithi ngqo kwinyanga ephelileyo. Sithanda ukufikelela simahla kwe-ATM kumawaka eendawo, kwaye ukulayishwa kweselfowuni kwasimahla yinto entle, kodwa kukho iifizi ezimbalwa ekufuneka ukhathazekile ngazo. Kukho umrhumo we- $ 3.95- $ 9.95 wokufumana ikhadi lakho kunye nomrhumo wokuphinda ulayishe imali ezivenkileni.
Iisenti zethu ezimbini -Ukuba ubala iintsuku kude kube ngumhla wokurhola, uyakonwabela ukufikelela ngokukhawuleza kwimali enikwa leli khadi. Ngoku, ukuba eli khadi belinokuthetha-thethana ngonyuselo egameni lakho.
IKroger IMIBUZO Yekhadi leVisa elihlawulelweyo: Eyona ilungileyo yokuthenga
Abathengi abahamba rhoqo kusapho lweevenkile zaseKroger banokufumana ukuya kuthi ga ngamanqaku amathathu kwidola nganye echithiweyo kwaye bafumane ukukhangela ibhonasi ngokuzenzekelayo kwikota nganye.
- Imirhumo yenyanga: $ 4.95
- Iindlela zokubuyisela kwakhona: 6
- IiATM: 32K kwihlabathi liphela
- Amanqaku alula: 3.6 / 5.0
Kubathengi abahamba rhoqo kusapho lweevenkile zaseKroger, eli khadi lihlawulelwa lineminye yemivuzo emihle ekhoyo. Uyakufumana inqaku elinye ngedola kuthengiso ngalunye, amanqaku amabini ngedola xa usebenzisa ikhadi lakho kwivenkile yaseKroger, kunye namanqaku amathathu ngedola xa uthenga iimveliso zohlobo lweKroger. Nangona kunjalo, gcinani engqondweni ukuba inqaku ngalinye lixabisa kuphela i-0,005 yeedola inye, ke eli khadi alikho kufutshane nexabiso onokulifumana kwivenkile yokuthenga umvuzo wekhadi letyala okanye nakwikhadi lekhadi elibuyisa imali. Kwaye amanqaku anokuhlawulelwa kuphela kwintengiso yasimahla kwiivenkile zaseKroger.
Iisenti zethu ezimbini - Eli khadi linika abalandeli beKroger ngetyala elibi ithuba lokuphumelela ukutya simahla, kodwa kuya kufuneka uchithe ngaphezulu kwe- $ 38 ukuphumelela ibhanana yasimahla.
Okwesihlanu Okwesithathu Ukufikelela ku-360 ° Ikhadi elihlawulelwa ukuhlawulelwa kwakhona-Elona lifanelekileyo kuBathengi beBhanki yesiThathu
Ukuba sele unayo iAkhawunti yesiHlanu yesiThathu yokutshekisha kwaye usebenzise ii-ATM zesiThathu, uya kuyiphepha phantse yonke imirhumo yokusebenzisa eli khadi.
- Imirhumo yenyanga: $ 4
- Iindlela zokubuyisela kwakhona: 3
- IiATM: 2,464 kwilizwe liphela
- Amanqaku alula: 2.6 / 5.0
Ukuba ugcina ngeFifth Third, ungonwabela eli khadi libhatelweyo phantse kungabikho mali ihlawulwayo. Akukho mali ihlawulwayo ngenyanga yokujonga abathengi okanye nawuphina umntu ofaka i-500 yeedola inyanga nenyanga ekhadini. Akukho sithuba sokurhoxa kwinethiwekhi okanye sokuphinda ulayishe iifizi okanye iifizi zokungasebenzi. Nangona kunjalo, ukuba ujonga izibonelelo ezinje ngembuyekezo kunye nezixhobo zokonga, okanye ufuna ukubanokusebenzisa ukulayishwa kwetshekhi ephathekayo, eli ayilo khadi lakho.
Iisenti zethu ezimbini Ukuba uxabisa kwimirhumo kwaye uyonwabele ukudubula umoya kunye ne-cashier kwiFifth Third, eli khadi linokuba lolona khetho lufanelekileyo kuwe.
Ikhadi leVisa elihlawulelwa kwangaphambili le-MOVO: eyona ilungileyo ngaphandle kwentlawulo yenyanga
Thenga kwi-Intanethi, sebenzisa ikhadi elibonakalayo kwivenkile, uthumele kwaye ufumane imali, kwaye wenze iintlawulo ngaphandle kokuhlawula umrhumo wenyanga.
- Intlawulo yenyanga: $ 0
- Iindlela zokubuyisela kwakhona: 7
- IiATM: Isigidi esi-1 kwihlabathi liphela
- Amanqaku alula: 4.2 / 5.0
Ikhadi leVisa elihlawulelwa kwangaphambili le-MOVO liza nenani leempawu ezinomtsalane ngaphandle kwemali yenyanga. Awuyi kufuna iakhawunti yebhanki ukuthumela imali kuye nakubani na onefowuni efowuni simahla. Unokusebenzisa ikhadi ukuhlawula amatyala, ukuthenga kwi-Intanethi kunye nokufumana imali. Zininzi iindlela zokhetho oluphezulu kwaye kulula ukulawula iakhawunti yakho kwi-mobile app. Imirhumo ekuphela kwayo oya kuzikhathaza ngayo yi- $ 4.95 yokungasebenzi, imali yokuthenga ikhadi le- $ 5.95, kunye nemali yokurhoxisa i-ATM eyi- $ 2. Uya kuhlawula umrhumo we-2-5% kwiidipozithi zokutshekisha eziphathwayo.
Iisenti zethu ezimbini Ukuba ufuna ukunqanda ngokulula iifizi kwaye uhlawule abahlobo bakho ngokuhlawula i-brunch bill, cinga i-MOVO Virtual Prepaid Visa Card.
I-American Express Serve® -Ixabiso eliphantsi kakhulu
Eli khadi lenza kube lula ukunqanda umrhumo ngamnye. Ukutshekishwa kwediphozithi kunye nokufikelela kwii-ATM ngaphandle kokuhlawula ipeni, kwaye ubhalisele idiphozithi ngqo ukunqanda umrhumo wenyanga.
- Imirhumo yenyanga: $ 6.95 ($ 0 ubuncinci $ 500 kwiidipozithi ezithe ngqo zenyanga)
- Iindlela zokubuyisela kwakhona: 3
- IiATM: 1.5 yezigidi kwihlabathi liphela
- Amanqaku alula: 4.2 / 5.0
Ukuba ukongeza ubuncinci i-500 yedipozithi ngqo kwikhadi lakho inyanga nenyanga, kulula kakhulu ukunqanda yonke imirhumo ngeli khadi. Ungafaka iitsheki, urhoxise imali kwi-ATM, uthumele imali kumhlobo, kwaye uthumele imali kwiakhawunti yakho yebhanki ngaphandle kokuchitha imali. Unako ukufikelela kumvuzo wakho kwangaphambili kwaye ulawule ngokulula iakhawunti yakho kwi-intanethi okanye usetyenziso lweselfowuni. Kwaye iAmerican Express yaziwa ngenkonzo yayo ebalaseleyo kubathengi, kwaye uya kufumana izinto ezongezelelweyo ezinje nge-Amex kunye noncedo lokuhamba ngokukhawuleza.
Iisenti zethu ezimbini - Eli khadi lilungele umntu opakisha iipakethi ze-ketchup kwiivenkile zokutya okukhawulezayo kwaye ahlekise ngexabiso le-toast ye-avocado; Uyaliqonda ixabiso kwaye ulonga imali.
Lithini ikhadi ledebhithi elihlawulelwa kwangaphambili?
Ikhadi ledebhithi elihlawulelwa kwangaphambili yindlela yokuhlawula evumela ukuba ulayishe imali oyisebenzisela ukuthenga ngaphandle kwesidingo seakhawunti yebhanki. Imali efumanekayo kuwe ilayishwe kwangaphambili kwiingxowa-mali zakho, isenza ukuba kungabikho ndlela yokugqithisa ngolu hlobo lwekhadi.
Asebenza njani amakhadi etyala abhatalwa kwangaphambili
Ngekhadi ledebhithi elihlawulelwa kwangaphambili, ukhetha indlela yokulayisha imali ekhadini, njengokufaka ngqo okanye ukongeza imali kumthengisi, kwaye uthathe isigqibo sokuba yimalini ongayongeza. Ukusuka apho, ungasebenzisa ikhadi ukuthenga kwi-Intanethi okanye kwivenkile. Amakhadi amaninzi akuvumela ukuba ukhuphe imali kwi-ATM, uthumele imali kubahlobo, ufumane umvuzo, okanye ugcine imali kwiakhawunti yokonga.
Ungayenza yonke le nto ngaphandle kweakhawunti yebhanki, ngokwenza amakhadi ahlawulelwe endaweni yawo endaweni yebhanki yemveli. Ukuba uvinjelwe kwiibhanki ngenxa yembali yokungabinamali, unetyala elibi, okanye utyekele ukuchitha ngaphezulu, ikhadi lebhanki elihlawulelwa kwangaphambili linokuba sisixhobo esimangalisayo sokulawulwa kwemali kuwe.
Amakhadi okutsala ahlawulwe kwangaphambili ngokuchasene namakhadi okutsala rhoqo
Ikhadi lebhanki eliqhelekileyo linxulunyaniswa neakhawunti yokutshekisha ebhankini okanye kwimanyano yabathengi. Ezinye iiakhawunti ezikwi-Intanethi zikwabonelela ngamakhadi etyala. Ikhadi ledebhithi elihlawulelwa kwangaphambili, kwelinye icala, lilayishwa kwangaphambili ngemali okanye imali evela kumvuzo wakho okanye kwizibonelelo zikarhulumente. Awunakho ukuchitha ngaphezulu kwento oyifakileyo kwikhadi ledebhithi elibhatalwa kwangaphambili (ngaphandle kwamakhadi akhuselweyo okuthenga). Ngamakhadi etyala, ukuba ukhetha ukukhuselwa okweqile, unokujamelana nemali eninzi ukuba intengiselwano iyaliwe. Ngelixa amakhadi ahlawulwa kwangaphambili sisixhobo esikhulu sohlahlo-lwabiwo mali, zihlala zinemirhumo engaphezulu kunekhadi ledebhithi eliqhelekileyo.
Yongeza phezulu ikhadi ohlawulelwa ngalo
Kuxhomekeka kwikhadi ledebhithi elihlawulelwa kwangaphambili olikhethileyo, unokukhetha iindlela zokongeza imali onokuyisebenzisa xa uthenga. Kuhlala kungekho ntlawulo idipozithi ngqo kwimivuzo okanye kwizibonelelo zikarhulumente, kodwa ukongeza imali kwivenkile ethengisa izinto ngokubanzi kuya kukuhlawula. Ezinye iindlela zokuphinda ulayishe ikhadi elihlawulelwa kwangaphambili kubandakanya ukuhanjiswa kweebhanki, ukuhanjiswa kwePayPal, kunye needipozithi zokutshekisha ezihambayo.
Uyikhetha njani eyona makhadi ahlawulelwayo ahlawulelwa kwangaphambili
- Kuqala, yenza isigqibo sokuba ngaba ikhadi ledebhithi elihlawulelwa kwangaphambili lelona lifanelekileyo kuwe. Abantu abaninzi bazisebenzisa njengokwahluka kwiibhanki zesiko, kodwa kunokuba nzima ukulandela umkhondo weendleko ngaphandle kweselfowuni. Kwakhona, kunzima kakhulu ukugcina imali ngaphandle kweakhawunti yokonga.
- Thatha isigqibo sokuba uza kulisebenzisa njani ikhadi kwaye udwelise ezona zinto zibalulekileyo kuwe. Ngaba ufuna imbuyekezo yemali, ufuna i-buffer yokudlulisa okunempilo, okanye usebenzise ikhadi kancinci? Qiniseka ukuba uyayiqonda kanye le nto uyifunayo kwikhadi ledebhithi elihlawulelwa kwangaphambili ukuze ufumane elona khadi lifanelekileyo lokuhlawulwa kwangaphambili kwimeko yakho.
- Kumakhadi aneempawu ozifunayo, yongeza imali yenyanga onokuyilindela. Amanye amakhadi avumela ukukhululwa kwimirhumo yenyanga phantsi kweemeko ezithile. Ngaba ungahlangabezana neemfuno rhoqo ngenyanga ukunqanda ezo ntlawulo?
- Khetha ikhadi elinamaxabiso asezantsi jikelele ngezibonelelo ozifunayo.
Iziqulatho
- Amakhadi aphezulu okuhlawulwa kwangaphambili
- I-Brink Prepaid Mastercard® -Eyona ilungileyo ngokuGcina
- INetSpend® Visa® iKhadi elihlawulelwa kwangaphambili-Eyona ilungele iMivuzo yeMali
- I-PayPal Prepaid Mastercard®: lolona khetho lufanelekileyo kubasebenzisi abaqhelekileyo
- I-RushCard® iVisa ehlawulelwa kwangaphambili: Eyona ilungele ukufikelela kwi-ATM
- IKroger IMIBUZO Yekhadi leVisa elihlawulelweyo: Eyona ilungileyo yokuthenga
- Okwesihlanu Okwesithathu Ukufikelela ku-360 ° Ikhadi elihlawulelwa ukuhlawulelwa kwakhona-Elona lifanelekileyo kuBathengi beBhanki yesiThathu
- Ikhadi leVisa elihlawulelwa kwangaphambili le-MOVO: eyona ilungileyo ngaphandle kwentlawulo yenyanga
- I-American Express Serve® -Ixabiso eliphantsi kakhulu
- Lithini ikhadi ledebhithi elihlawulelwa kwangaphambili?
- Asebenza njani amakhadi etyala abhatalwa kwangaphambili
- Amakhadi okutsala ahlawulwe kwangaphambili ngokuchasene namakhadi okutsala rhoqo
- Yongeza phezulu ikhadi ohlawulelwa ngalo
- Uyikhetha njani eyona makhadi ahlawulelwayo ahlawulelwa kwangaphambili