Kubiza malini ukutshintsha iipleyiti zamaphepha-mvume ukusuka kwelinye ilizwe uye kwelinye? Lindela ukuhlawula iifizi Ubhaliso Ngena $ 25 kunye nee-60 zeedola ukugqiba izicelo. Nje ukuba ugcwalise ubhaliso lwakho kwaye ufumane ipleyiti entsha yelayisensi, thumela i-DMV kwimeko yakho endala.
Ukuba ukwinkqubo yokufudukela kwilizwe elitsha, unelungelo lokukhathazeka malunga nalo. Kungenxa yoko le nto sichaze amanyathelo amane ekufuneka uwathathe ukutshintsha umgaqo-nkqubo weinshurensi yemoto kwaye ubhalise isithuthi sakho kwilizwe elitsha.
Inyathelo 1: Gqiba ukuhamba kwakho
Ngawo wonke umsebenzi obandakanyekayo ekuhambeni, kunganzima kuwe ukufumana i-inshurensi yemoto entsha kwaye ubhalise kwangoko emva kokutshintsha ilizwe. Kungenxa yoko le nto amazwe ebonelela ngexesha lobabalo lokufumana iphepha-mvume elitsha, amaxwebhu obhaliso kunye ne-inshurensi yesithuthi sakho. Ukuba kukho imfuneko, thatha iveki yokuqala emva kokuhlala kwakho kwaye unakekele iinkcukacha ezingxamisekileyo zotshintsho lwakho ngaphambi kokukhathazeka nge-inshurensi yemoto.
Inani leentsuku ekufuneka ufumane ngalo amaxwebhu amatsha ahambelana nokuqhuba aya kwahluka ngokuxhomekeke kwimeko ohambela kuyo, ke kuya kufuneka ujonge iwebhusayithi yakho entsha ye-DMV yolwazi. Nangona kunjalo, kuya kufuneka ukuba utshintshe iphepha-mvume lakho, ubhaliso, kunye ne-inshurensi yemoto ngaphakathi kweentsuku ezingama-30 ukuya kwezingama-90 zokuhamba kwakho. . Ukusilela ukugqiba le misebenzi ngeli xesha kunokubangela izohlwayo kunye nokulibazisa inkqubo.
Nangona kunjalo, eyona nto ibalulekileyo ekufuneka uyikhumbule kukuba awufanele urhoxise umgaqo-nkqubo wakho we-inshurensi endala ngaphambi kokuseka entsha. Akukho semthethweni ukuqhuba ngaphandle kokugubungela, kwaye ukuba ubandakanyeka kwingozi, ukulungiswa komthetho kunye nemali kunokuba yingozi. Gcina umgaqo-nkqubo weinshurensi yemoto okwangoku kwaye unakekele ezona mfuno zingxamisekileyo zokuhamba kwakho.
Inyathelo 2: thenga umgaqo-nkqubo weinshurensi yemoto entsha
Nje ukuba uthathe iintsuku ezimbalwa ukuba ungene kwikhaya lakho elitsha, kuya kufuneka uqale ngenkqubo yokuhambisa i-inshurensi yesithuthi sakho kunye namaxwebhu obhaliso kwimeko yawo entsha. Uninzi lwamazwe afuna ukuba ubonelele ngobungqina beinshurensi ngaphambi kokuba ubhalise isithuthi sakho, ukutshintsha umgaqo-nkqubo weinshurensi yemoto kufuneka ube linyathelo lakho lokuqala.
Unako ukuhlala kunye ne-inshurensi efanayo
Ukuba inkampani yakho yeinshurensi yangoku ibonelela ngogcino kwilizwe lakho elitsha, unokuhlala kunye naloo inshurensi. Ukwenza njalo kuya kwenza lula inkqubo kuwe kunye nokugcina iifayile ze- izaphulelo zokunyaniseka leyo isendleleni yokufumana. Nangona kunjalo, gcinani engqondweni ukuba nokuba uhlala kunye ne-inshurensi yakho yangoku, amaxabiso omgaqo-nkqubo kunye nokugubungela kungatshintsha ukubonisa umngcipheko obakho kwindawo yakho entsha kunye Ubuncinci iinshurensi efunwa ngurhulumente wakho omtsha .
Oku kuyinyani ngakumbi kubaqhubi abasuka kwimeko yokusilela baye kwimeko engenasiphako, njengePennsylvania. Ngaphandle kweziphoso, a I-inshurensi yePIP kunye neendlela ezongezelelweyo zokugubungela; iintlawulo zakho zanyanga le ezintsha zingangaphezulu kunangaphambili. Fowunela iarhente yakho yeinshurensi kwaye ubuze ukuba bayakunika na imeko kwilizwe lakho elitsha , kwaye ucele isicatshulwa sokuba yeyiphi iirhafu zakho ezintsha kunye nokugubungela.
Thelekisa amaxabiso ukuze ufumane awona manqanaba aphezulu
Ukongeza ekufumaneni isicatshulwa kwinkampani yakho yeinshurensi yangoku, sicebisa ukuba siqokelele iikowuti ezimbini okanye ezintathu ezongezelelweyo zeinshurensi ukuthelekisa amaxabiso. Kungenxa yokuba inkampani yeinshurensi ikunike amaxabiso aphezulu kwimeko yakho yakudala ayithethi ukuba iya kuba yeyona inshurensi ibiza ixabiso eliphantsi kule intsha.
Umzekelo, ukuba ubunomgaqo-nkqubo we-GEICO eNew Mexico kwaye uya eTexas, unokuhlala kwinkampani kwaye ufumane amaxabiso amahle. Nangona kunjalo, iinkampani zeinshurensi zalapha ekhaya, ezinje ngeTexas Farm Bureau, zinokubonelela ngamaxabiso asezantsi kwisixeko sakho esitsha.
Thenga umgaqo-nkqubo omtsha
Nje ukuba ukhethe inkampani yeinshurensi, tsalela umnxeba iarhente kwaye ubanike lonke ulwazi oluyimfuneko ukuthenga umgaqo-nkqubo omtsha. Cwangcisa umgaqo-nkqubo wakho ukuqala ngosuku olulandelayo kwaye wenze intlawulo yakho esezantsi. Emva koko fowunela i-inshurensi yakho yakudala ubacele ukuba babeke umhla wanamhlanje njengomhla wokuphela kwengxelo kwipolisi yakho. Ngale ndlela, ukugubungela kwakho ngekhe kuphelelwe kwaye awuyi kubakho nakuphi na ukugquma kwi-inshurensi yakho.
Inyathelo 3: bhalisa isithuthi sakho sikwisimo esitsha
Nje ukuba ufumane i-inshurensi kwimeko yakho entsha, ungabhalisa isithuthi sakho kwaye ufumane ipleyiti entsha yelayisensi. Kwindawo ezininzi, kuyakufuneka ubonise ilayisensi yakho, ubungqina bomshuwalense, kunye nesihloko sakho semoto ukugcwalisa ubhaliso. Kananjalo unokufuna ukubonelela ngobungqina besazisi sakho kunye nenqanaba lokuhlala kwakho.
Amaxwebhu anokusetyenziselwa ukungqina olu lwazi anokubandakanya iipaspoti, amakhadi omkhosi, amaxwebhu okuhamba kweembaleki, kunye noncedo lwentlalo okanye amakhadi eMedicaid. Nangona kunjalo, kuya kufuneka ujonge iwebhusayithi ye-DMV yelizwe lakho ukufumana uluhlu olupheleleyo lwamaxwebhu avunyiweyo.
I-inshurensi yakho inokuba ikunike ubungqina bexeshana beinshurensi, nokuba kungobuchwephesha okanye ngohlobo loxwebhu oluprintwayo, xa wawuthenge ingxelo. Ngaphandle koko, kuya kufuneka ulinde de ikhadi lakho leinshurensi lifike ngeposi ukuze ubhalise isithuthi sakho.
Nje ukuba ube nawo onke amaxwebhu ayimfuneko, ndwendwela i-DMV yendawo yakho kwaye ugcwalise ubhaliso lwesithuthi kunye nefom yesicelo setayitile abakunika yona. Lindela ukuhlawula iifizi zobhaliso phakathi $ 25 kunye nee-60 zeedola ukugqiba izicelo.
Nje ukuba ugcwalise ubhaliso lwakho kwaye ufumane ipleyiti entsha yelayisensi, thumela i-DMV kwimeko yakho endala.
Inyathelo 4: Cela ilayisensi entsha
Okokugqibela, kuyakufuneka ufake isicelo selayisensi entsha yokuqhuba. Ngokunqwenelekayo, oku kuyakwenziwa ngexesha elinye nakwindawo efanayo nobhaliso lwesithuthi sakho. Nangona kunjalo, unokufuna ukuya kwindawo entsha ukugqibezela esi sicelo kunye nokuthatha isithombe sakho.
Buza umncedisi wakho kwiofisi yobhaliso apho unokufaka khona iphepha-mvume elitsha. Njengakwinkqubo yakho yobhaliso, kuyakufuneka ugcwalise ifom yesicelo selayisensi kwaye uhlawule umrhumo wesicelo ukuze ufumane iphepha-mvume elitsha likarhulumente.
Nje ukuba le nkqubo igqityiwe, uya kuba ngumqhubi obhaliswe ngokupheleleyo kwimeko yakho entsha.
Iziqulatho
- Inyathelo 1: Gqiba ukuhamba kwakho
- Inyathelo 2: thenga umgaqo-nkqubo weinshurensi yemoto entsha
- Unako ukuhlala kunye ne-inshurensi efanayo
- Thelekisa amaxabiso ukuze ufumane awona manqanaba aphezulu
- Thenga umgaqo-nkqubo omtsha
- Inyathelo 3: bhalisa isithuthi sakho sikwisimo esitsha
- Inyathelo 4: Cela ilayisensi entsha