Ndiyifaka njani irhafu xa ndihlawulwa ngekheshi? .
Nokuba uhlawulwe ngokuhlawulwa, ugqithiso oluthe ngqo, okanye imali, unyanzelekile ngokusemthethweni ukuba uhlawule irhafu yengeniso karhulumente kunye neyaseburhulumenteni. Ngelixa abanye abanini bamashishini bekhetha ukuhlawula eyabo abasebenzi bemali Ukuthintela ukuhlawula irhafu yarhoqo ngonyaka, le yinto eyingozi kunye neziphumo ezibi zemali.
Kananjalo, uninzi lwabasebenzi abafumana iingcebiso okanye abafumana inxenye yomvuzo wabo ngekheshi banokuthi banike ingxelo engezantsi ngomvuzo wabo. Abanye abayichazi ngokupheleleyo imivuzo yabo.
Ukuba ungumnini weshishini lakho kwaye ufumana uninzi lwengeniso yakho ezinkozo, kuyakufuneka ukuba uqeshe umgcini zincwadi ukuze akuncede useke irhafu efanelekileyo. Kuxhomekeke kubukhulu beshishini lakho kunye nobungakanani bokwenza kwakho, kuyakufuneka ukuba ubandakanye njenge-LLC okanye wenze iqumrhu lakwa-S.
Ukuba ungumqeshwa oqeshiweyo ofumana umvuzo wakho omkhulu ezinkozo, kuya kufuneka ubuze umqeshi wakho eyona ndlela yokufaka irhafu. Uninzi lweendawo zokutyela zinenkqubo yekhompyutha eya kukuvumela ukuba ufake inani leengcebiso zemali onqwenela ukuzibanga njengezihlawulelwa ukurhafiswa.
Uya kuwuphinda lo msebenzi ngaphambi kokuphela kwekhefu lakho ngalinye. Ukuba ufumana iingcebiso njengendawo yokupaka i-valet okanye inqwelo yegalufa kwaye awunakho ukubanga iingcebiso zakho ngombane, gcina umvuzo wakho wemali unyaka wonke kwaye ubhale inani elipheleleyo Ifom 1040 xa ufaka iirhafu zakho zonyaka.
Ukuba ufumana yonke imivuzo yakho ngemali kwaye awufumani ifom ye-W-2 kumqeshi wakho, kuya kufuneka ucele ifom ye-1099-MISC kumqeshi wakho okanye kumnikezeli onikwe ikhontrakthi ekupheleni konyaka werhafu. Uya kusebenzisa le-1099-MISC ukubanga ingeniso oyifumene njengekontraka ezimeleyo okanye oyifumene njengenzala okanye izabelo.
Umqeshi wakho okanye umboneleli onikwe ikhontrakthi kufuneka agcine umkhondo wesixa abakuhlawula kuwo unyaka wonke. I-IRS inyanzelisa isohlwayo esiqatha kumashishini asilelayo ukunika ingxelo yeentlawulo ezili-1099 ezingaphezulu kwe- $ 600 kubasebenzi.
Ukuba awufumani i-1099-MISC evela kumqeshi wakho phakathi kuFebruwari emva kokuphela konyaka werhafu ochaphazelekayo, nxibelelana nenkampani uyicele. Kuya kufuneka ukhumbuze abaphathi bakho ngeziphumo zokungafaki irhafu.
- Akukho semthethweni ukuhlawula umntu ngekheshi, kodwa akukho semthethweni ukuhlawula ngaphandle kokulandela umvuzo kunye nokuhlawula irhafu kuyo.
- Ukuba ungumqeshwa, kufuneka ulindele ukufumana W-2 kumqeshi wakho ngexesha lokubuyiswa kwerhafu; Ukuba usonkontileka ozimeleyo ohlawulwe ngaphezulu kwe- $ 600, kuya kufuneka ulindele I-1099-MISC .
- Ukuba awufumani la maxwebhu, gcina umkhondo wengeniso kwaye uyirekhode njengengeniso eyahlukeneyo kwifom 1040, iShedyuli C.
Wazi umahluko phakathi kokuhlawulwa ngekheshi kunye nokuhlawulwa phantsi kwetafile
Okokuqala, kubalulekile ukuba uqaphele ukuba ukufumana intlawulo yemali akukho semthethweni, kodwa ukufumana intlawulo phantsi kwetafile kunjalo.
Uyintoni umahluko? Ewe, ukuhlawulwa ngekheshi ngokucacileyo kuthetha ukuba baya kukuhlawula ngetyala lomzimba le-dollah dollah. Kodwa oku kungathathwa njengomthetho ukuba umqeshi wakho uyayithobela imithetho yezabasebenzi kwaye uzilandele ngokufanelekileyo iintlawulo zakho ngerhafu. Oku kuthetha ukuba xa uhlawulwa, kufuneka bagcine irekhodi kwaye, kuxhomekeke ekubeni uluhlobo luni lomsebenzi (ngaphezulu kuloo mzuzu), ungayibambi irhafu kwaye uhlawule irhafu yomqeshi, efana noKhuseleko lweNtlalo kunye neMedicare.
Ukuhlawulwa phantsi kwetafile kuthetha ukuba uhlawulwa ngekheshi kwaye umqeshi wakho akagcini, mhlawumbi ngenxa yokuba uzama ukugcina imali kunye nexesha ngokungazenzi zonke ezo zinto.
Xa uqala umsebenzi omtsha kwaye usazi ukuba uza kuhlawulwa ngekheshi, buza umqeshi wakho ukuba baya kuyibeka esweni na ingeniso yakho kwaye bayirhoxise irhafu. Oku kuya kukunceda uqonde ukuba bangaphezulu kwebar okanye akunjalo, kwaye kuya kukunceda ukuba wazi ukuba ungazilungiselela njani. Ukuba ukrokrela ukuba umqeshi wakho ukuhlawula phantsi kwetafile, ungafuna ukukukhumbuza ngobubele ngeziphumo ezinokubakho (nangona ndiqonda ukuba oku kunokuba nzima xa uqala umsebenzi omtsha!).
Qonda ukuba ungumsebenzi onjani
Ukwazi ukuba uthathwa njengonokontraka ozimeleyo okanye umqeshwa kubalulekile ekuqinisekiseni ukuba ngubani omele ayibambe irhafu kwaye ngawaphi amaxwebhu anokulindelwa xa kufika ixesha lerhafu.
Ngelixa le ndawo ingwevu kancinci (kwaye ukuba awuqinisekanga, ayonzakalisi ukujonga umgcini zincwadi), ngokubanzi kuyehla kulawulo lwenkampani ngaphezulu kwexesha kunye nendlela ewenza ngayo umsebenzi wayo.
Ukuba inkampani ithi uwenza nini, phi kwaye njani umsebenzi wakho, ikubonelela ngezixhobo ozifunayo ukuze ugqibezele umsebenzi, ikunike naluphi na uhlobo lwezibonelelo zabasebenzi (ezinjengeeholide ezihlawulelweyo), kwaye ikunike nomsebenzi oqhubekayo owona mthombo wengeniso. , uthathwa njengomqeshwa we-IRS. Umzekelo, nokuba umsebenzi wobuweyitala ungowesingxungxo, kusenokwenzeka ukuba uthathwa njengomqeshwa ngenxa yokuba umqeshi wakho ukuxelela ukuba kufuneka ubesemsebenzini xa kutheni kwaye uyalela indlela ekufuneka uwenze ngayo umsebenzi wakho.
Ukuba uthatha isigqibo sokuba uza kuyigqiba nini kwaye njani iprojekthi yalo msebenzi, nikezela ngezixhobo zakho kunye nezixhobo, kwaye ube nethuba lokutsala abathengi abaninzi, unekhontrakthi ezimeleyo.
Nobabini ninokuhlawulwa ngekheshi ngomsebenzi wenu, kodwa ukuba ungumqeshwa, olona xanduva lukhulu kumqeshi ukuze afake kwaye abambe irhafu, ngelixa ungunokontraka ozimeleyo, olo xanduva lukuwe. Intlawulo yerhafu kuba imali ayibanjwa unyaka wonke).
Gcina umkhondo wengeniso ezinkozo unyaka wonke
Kungakhathaliseki ukuba uluhlobo luni lomqeshwa, qiniseka ukuba ulandele ngenyameko imali engenayo ngonyaka. Yi le ngakumbi Kubalulekile ukuba ucinga ukuba umqeshi wakho akalandeleli ngokuchanekileyo okanye uzama ukuba kude nokuhlawula phantsi kwetafile.
Oku kunokuba lula njengokugcina ispredishithi ukulandelela umvuzo wakho wemali ngalo lonke ixesha usifumana. Ndikucebisa ukuba ubhale phantsi umhla, ohlawule wena kunye nemali.
Ukuba ungumqeshwa ofumana uninzi lwengeniso yakho ezinkozo kwiingcebiso, umqeshi wakho kufuneka afune ukuba uzilandele kwaye uzixele, njengoko i-IRS ifuna njalo. Jonga ukuba umsebenzi wakho unenkqubo ye-elektroniki yokunika iingcebiso ekupheleni kweshifti nganye. Ukuba akunjalo, thetha nomphathi wakho malunga nendlela abaziphatha ngayo iingxelo zenyanga. Ukuba akukho nto bayenzayo, landela ngokwakho. Ewe iyacaphukisa, kodwa iyacaphukisa kunokuba iphicothwe.
Buza umqeshi wakho nge-W-2 okanye ngo-1099-MISC
Xa kuziwa kwixesha lerhafu, kufuneka ulindele ukufumana i-W-2 kumqeshi wakho ukuba uthathwa njengomqeshwa, okanye i-1099-MISC ukuba uthathwa njengosonkontileka ozimeleyo kwaye uhlawulwe ngaphezulu kwe- $ 600 ngalo naliphi na ixesha . apha enyakeni, ukuba uhlawulwe ngekheshi, itsheki okanye udluliselo lwebhanki.
Kuya kufuneka uzifumane ezi fomu kunyaka olandelayo werhafu nge-31 kaJanuwari. Ukuba awuzifumani, eli ingalixesha elinye elilungileyo lokubuza umqeshi wakho kwaye ubakhumbuze ngobubele ngezohlwayo zokungalandeleli kunye nokugcwalisa ngokuchanekileyo.
Ukuba umqeshi wakho usaphikisana nokukukhanyela la maxwebhu, unokucinga ngokuya kwi-IRS ukuze ubazise ukuba kukho into erhanelekayo eyenzekayo, kodwa ndincoma ukuba ujonge umgcini zincwadi kuqala ukuze uqiniseke ukuba okwenzekayo akukho semthethweni. Kodwa unokukhetha ukuthula kwaye ungangeni kuloo ngxaki, iyaqondakala! Nokuba kunjalo, banokhetho olunye lokuqinisekisa ukuba abathathi ukuwa kunye nabo.
Xela umvuzo wakho wemali njengengeniso eyahlukeneyo
Nokuba umqeshi wakho uyala ukunika ingxelo eyiyo, kufuneka uxele loo ngeniso ngokwakho ukuze xa ungena engxakini, ubonise ukuba uyihlawule ngokufanelekileyo iirhafu zakho.
Ngethamsanqa kuwe, yenze kwalula kuwe ngokugcina umkhondo wengeniso yakho unyaka wonke. Le fayile kunye nengeniso eyahlukileyo usebenzisa Ifomu 1040, iShedyuli C .
Iziqulatho